1A Insurance

Protect Your Peace of Mind
It’s your Advantage

1A Insurance logo "Powered by" Evertree logo

Whether you’re preparing to buy a new home, purchasing a new vehicle, or simply shopping around – we’re here to help!

House class=”wrapper”>


Car class=”wrapper”>


House class=”wrapper”>


Flood class=”wrapper”>


Boat class=”wrapper”>

Boat & Personal Watercraft

Giving class=”wrapper”>


Motorcycle class=”wrapper”>


House class=”wrapper”>


Umbrella class=”wrapper”>


Build Financial Security

We offer various coverage options for your personal and family needs.

For You

Get help planning for the hard stuff so you can live more at ease. 1st Advantage offers various coverage options including:

  • Death before loan/debt repayment can be finished
  • Spouse outliving a life only pension plan
  • Death before reaching personal goals the client wants to be funded
  • Retirement funding for spouse, child’s education
  • Disability Insurance
  • Long-Term-Care Insurance

For Your Family

Protect your entire family’s well-being with extensive coverage for your spouse and children. We offer coverage for:

  • Death of a primary income earner
  • Final expenses
  • Dependent income
  • Education
  • Family goals
  • Support of parents
  • Wealth transfer/preservation

Have a question, concern, or simply want to explore your coverage options? Get in touch with our dedicated team today!

Schedule an Insurance Consultation

"*" indicates required fields

Name * Required
How do you prefer we contact you? * Required
Please do not include sensitive information such as full account number or SSN.
This field is for validation purposes and should be left unchanged.


Give us a call. We ask that you have the following information handy because we are going to ask for it.

  • Policy holder’s name and the name of the driver you would like to add.
  • Policy number or address.
  • What cars are being removed or added (if any) and their VIN numbers.
  • Specify coverage- will you need more? You can also choose to keep it the same as the other vehicles on your policy.

For any and all driver related changes to your policy, give us a call at 757-448-3820.

Most carriers have mobile apps you can use to request your ID cards. The best way to determine if your carrier has a mobile app is to simply Google them. You will likely be instructed to create a customer login. Once you’re set up, you will be able to request your ID cards.

You can also send your request to mailbox@prosper.insurance or call our service department at 757-448-3820.

We partner with Evertree Insurance to offer you the best coverage at a great rate.

Insurance can be complicated and you may not know who to trust. Our agents do the heavy lifting by shopping through top-rated insurance companies and will guide you in choosing the best policy to protect the things you care about the most.

If your mortgage company has changed, simply give us a call to let us know. Changes are a common occurrence, and most mortgage companies do not inform the insurance carriers when they make a switch. It’s very important for us to have the correct mortgage information on the insurance policy so your coverage doesn’t get interrupted.

Give us a call today at 757-448-3820 so we can help make a seamless transition.

Typically, before filing a claim you’ll want to get an estimate of the damages before making permanent repairs. For home claims, consider calling a plumber or roofer to stop any issues that may cause permanent damage like an active leak.

If you need to file a claim, make sure to call us first! Our team will help you determine if a claim should be filed and connect you with the insurance carrier to start the claims process. We will even follow up throughout the claim if needed.

Call 757-448-3820 for our dedicated Claims Advocacy team to help walk you through this process. Visit our Claims page to learn more.

Most insurance carriers allow you to pay online. Here are the payment links for some of our carriers:

If you can’t find your policy number or carrier, you can always call our service department at 757-448-3820 and we can help you make a payment over the phone.

Learn More About Our Insurance Options

Contact us today to schedule a complimentary, no-obligation appointment.

GIVE US A CALLSchedule a Consultation

Helpful Resources

Get inspired to take control of your finances and achieve your financial goals by checking out our blog, filled with helpful advice, practical tips, and insightful articles.

Cropped shot of a woman using her tablet while sitting on the floor at home

Whole Life Insurance vs. Term Life Insurance

Which life insurance coverage is the best to provide peace of mind and financial security for your loved ones? We’re…
Learn more
Couple cooking together

Homeowners Insurance 101

For most people, their home is their most important (and expensive) asset. You want to protect it at all costs.…
Learn more
Happy couple enjoying while traveling by car and going on vacation.

Gap Insurance

Gap insurance comes to the rescue if your vehicle is totaled or stolen, and you owe more on it than…
Learn more