Individual Retirement Accounts (IRAs)

Achieve your goals for a brighter tomorrow
It’s your Advantage

Open an Account Not a member yet? Join 1st Advantage.

Start Making Big Plans for the Future

Whether it’s funding your children’s education, enjoying a secure retirement or both, we’ll work with you to create a strategy to reach those milestones*.

We’ve Made it Easy to Invest in Your Retirement

It’s easy to start because there’s no deposit required. Plus, your account is insured up to $250,000 by the National Credit Union Administration (NCUA).

Traditional IRA

Earnings accumulate tax-deferred
Contributions are tax deductible*, if you qualify
No deposit required to open an account

Roth IRA

Contributions are permitted at any age
Qualified distributions are tax-free
Flexible withdrawal options are available
No deposit required to open

Coverdell ESA

Unlike state 529 plans, Coverdell ESAs can be used to pay for qualified elementary and secondary education expenses
Earnings grow tax-free if distributions are used for qualified education expenses
No deposit required to open

Manage Your IRA with Retirement Central

We’ve made managing your IRA convenient and easy. View your account, make contributions, withdraw funds, and more.

Visit Retirement Central

Helpful Resources

Get inspired to take control of your finances and achieve your financial goals by checking out our blog, filled with helpful advice, practical tips, and insightful articles.