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Notice

Our new Digital Banking experience is now live. Log in here to access your accounts.

Branch Closure

All branches will be closed on Monday, October 12, 2026, in observance of Columbus Day. While our branches are closed, we offer a variety of convenient services to help you manage your finances. Click here to explore our online and mobile banking options.

Notice

Scheduled System Upgrade: On the evening of July 21, we’ll be upgrading our phone and phone banking systems. You may experience brief service interruptions between 6:00 p.m. and 7:30 p.m. as we implement enhancements designed to make connecting with us and accessing your accounts easier, faster, and more secure. See our blog for more information.

Branch Closure

The Mercury Branch will be closed on Saturday, May 23, 2026, for branch improvements. Please visit our Coliseum Central Branch at 2014 Coliseum Drive, Hampton for assistance. ... Read more

Notice

Our Annual Meeting is today at 1:00 PM. Attend in person at our Kiln Creek Branch or virtually via Teams. View the details here.

Notice

College and Skilled Trade Scholarships Available! Deadlines are approaching soon — don’t miss out on funding for your future. Learn more and apply today.

Weather Alert

For the safety of our members and staff, some branch hours have been adjusted for Monday, January 26, 2026 due to inclement weather:

Weather Alert

Due to inclement weather, our Virginia Beach Branch will open at 10am on Monday, February 2nd. Thank you for your understanding.

Branch Closure

Delayed Opening at the Newtown Branch: Opening at 10:00 a.m. on Tuesday, October 21.

Outage Alert

Mobile banking will be temporarily unavailable Saturday, June 21 from 12:00 AM to 6:00 AM due to scheduled maintenance. We apologize for any inconvenience and appreciate your understanding.

Notice

Join our Annual Meeting virtually on Thursday, May 8, 2025, at 12:30 PM. All members are invited to attend this important event. You can participate from anywhere using the Microsoft Teams link here.

Routing Number 251480563

Personal » Common Tasks » Pay a Loan

Pay a Loan

Making a loan payment has never been easier
It’s your Advantage

Choose How You Want To Pay

What’s most convenient for you? We’ll help you make it happen. 1st Advantage offers several convenient ways to make your loan payments.

Digital Banking

To make a payment from a 1st Advantage account, simply transfer the funds using Digital Banking.

Login to Digital Banking

By Phone

Call 800-359-7650 or 757-877-2444 for Pay by Phone* services.

Learn more about Phone Banking

In Person

Visit any of our branches or one of the 5,000 CO-OP Shared Branch locations.

Find a branch near you

Credit Card Payments

Simply and securely make a credit Mastercard payment by logging into Digital Banking, clicking Move Money, and selecting Transfer. You can also make a payment using the Quick Pay from External Account option.

Make a Credit Card Payment

Online One-Time Payment

You can make a secure online loan payment* with any debit or bank account using our Online Payment System.

Make a payment now

By Mail

Mail your check to 1st Advantage:

P.O. Box 2116, Newport News, VA 23609

We’re Here For You.

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Click the online chat icon in the bottom left-hand corner of any webpage.

Disclosures

*Convenience fee applies.

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