Savings Accounts

Plan for brighter days ahead
It’s your Advantage

Start Imagining the Possibility of Greater Savings

Grow your money steadily at an incredible rate to help you get where you want to go.

Savings You Can Count On

Every savings account we offer includes…

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Competitive Rates

Grow your savings with member-exclusive rates and quarterly interest, which means the more you save, the more you earn.

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Exceptional Service

View your account, deposit checks, and perform almost any transaction you would at a branch using our free Digital Banking.

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Access Anytime

Find us anywhere when you search for a location or ATM near you. Use your debit card at over 65,000 ATMs nationwide to withdraw cash or get cash back in-store.

What’s Your Savings Goal?

We’ll help you choose the best account.

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Start Saving Now

Start saving for a brighter future when you open a Membership Savings Account with just $5. Plus, enjoy all the perks of being a member including competitive rates, convenient access, and top-notch service.

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Save for Special Occasions

Saving for a special vacation or a stress-free holiday season? Save throughout the year by opening a Basic Savings Account to stash away your cash for travel, gifts, vacations, and any other goal you hope to achieve.

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Teach Your Kid How to Save

Open a Youth Account with just $5 to start teaching your child the importance of saving for a rainy day. Plus, earn quarterly dividends on the balance as your child grows into adulthood.

Check Out Our Exceptional Rates

Savings Accounts

Account

Dividend

APY*

Opening Balance

Compounded/Credited

Average Daily Balances**

*APY = Annual Percentage Yield
**Average Daily Balance required to earn Dividends
Rates are subject to change at any time and are not guaranteed. Rate may change after the account is open. Fees may reduce the earnings on the account. For additional information on your account please see your Membership & Account Agreement. If you have any questions or require current rate information please call the credit union at 757-877-2444.

Account

Membership Savings

Dividend

0.05%

APY*

0.05%

Opening Balance

$5.00

Compounded/Credited

Quarterly

Average Daily Balances**

$100

Account

Basic Savings

Dividend

0.05%

APY*

0.05%

Opening Balance

$0

Compounded/Credited

Quarterly

Average Daily Balances**

$100

Account

Youth

Dividend

0.05%

APY*

0.05%

Opening Balance

$5.00

Compounded/Credited

Quarterly

Average Daily Balances**

$100

Account

Escrow

Dividend

0.05%

APY*

0.05%

Opening Balance

None

Compounded/Credited

Quarterly

Average Daily Balances**

$100

Account

IRA Variable

Dividend

0.25%

APY*

0.25%

Opening Balance

None

Compounded/Credited

Quarterly

Average Daily Balances**

$100

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What Our Members Are Saying

I love being a member of 1st Advantage. The staff is very nice, and they care about their members. Anytime I have a question or a concern, they are quick to help (and extremely knowledgeable). Thank you!

Felicia F.

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