Balance Transfer
Limited Time OfferIt’s your Advantage
Balance Transfer Special
Take advantage of 1.99% APR* on all balance transfers for 12 months; then 11.50% APR* to 17.95% APR* applies. Plus, enjoy NO balance transfer fees! Offer valid November 1, 2025 – March 31, 2026
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Enjoy1.99% APR*
for 12 Months
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Plus$0
Balance Transfer Fees!
Consolidate, Save, and Get Back on Track
Transfer your balance to a 1st Advantage Mastercard!
Consolidate Bills
Simplify your finances by consolidating your credit card bills into one easy monthly payment. It’s a great way to stay organized and reduce stress.
Save Money
Take control of your debt by transferring high-interest credit card balances.
Set Up Card Controls
Easily manage your Credit Mastercard through our Mobile Banking app, which allows you to turn it on or off, limit its usage, set transaction restrictions, establish limits, schedule alerts, and more.
Already Have a 1st Advantage Mastercard?
You can complete a balance transfer within Mobile or Online banking.
- Log into your 1st Advantage Mobile Banking app or your Online Banking account
- Select the Cards icon at the bottom in Mobile Banking or Manage Cards in the top navigation in Online Banking
- Select your Credit Card account and then scroll down to the Manage Card section and select Balance Transfer
- Follow the prompts and input the necessary information, then hit Submit.
Don’t Have a 1st Advantage Mastercard Yet?
All 1st Advantage Mastercards include:
No Annual Fee
No Cash Advance Fee
Choose the card that fits your goals:
Are You Ready to Start Saving?
Already Have a 1st Advantage Mastercard?
Start Balance Transfer HereDisclosures
*Annual Percentage Rate = APR. Introductory rate of 1.99% for 12 months from date of balance transfer then the standard APR applies. Intro Balance Transfer APR is 1.99% for 12 months from date of transfer, for transfers under this offer that post to your account by March 31, 2026, then the standard APR applies. APR: 11.50% variable to 17.95% variable, based on your creditworthiness. Variable APRs will vary with the market based on the Prime Rate. Balance transfer fee: 0%. Annual Fee: None. Rates as of November 1, 2025. 1st Advantage reserves the right to cancel this promotion at any time. Contact 1st Advantage for details.