Balance Transfer
Your path to lower interest starts hereIt’s your Advantage
Special Offer
New 1st Advantage Standard Mastercard holders will receive 3.99% APR* on purchases and balance transfers for the first six months; then as low as 11.25%* to 17.95% APR* applies. Plus enjoy no balance transfer fee! View Standard Mastercard Benefits Guide here.
Consolidate, Save, and Get Back on Track
Transfer your balance to a 1st Advantage Mastercard!
Consolidate Bills
Simplify your finances by consolidating your credit card bills into one easy monthly payment. It’s a great way to stay organized and reduce stress.
Save Money
Take control of your debt by transferring high-interest credit card balances.
Set Up Card Controls
Easily manage your Credit Mastercard through our Mobile Banking app, which allows you to turn it on or off, limit its usage, set transaction restrictions, establish limits, schedule alerts, and more.
Already Have a 1st Advantage Mastercard?
You can complete a balance transfer within Mobile or Online banking.
- Log into your 1st Advantage Mobile Banking app or your Online Banking account
- Select the Cards icon at the bottom in Mobile Banking or Manage Cards in the top navigation in Online Banking
- Select your Credit Card account and then scroll down to the Manage Card section and select Balance Transfer
- Follow the prompts and input the necessary information, then hit Submit.
Don’t Have a 1st Advantage Mastercard Yet?
All 1st Advantage Mastercards include:
No Annual Fee
No Cash Advance Fee
Choose the card that fits your goals:
Get the Best Rates Around
|
Credit Card |
Annual Percentage Rate |
Method use to Compute Purchase Balance |
Annual Fee |
Rewards? |
|---|---|---|---|---|
|
* Annual Percentage Rate (APR) is variable and currently ranges from 11.25% to 17.95% and is accurate as of 4/17/2026. Your APR is determined by program selected and credit history. All other information will be disclosed when you receive your card in the mail. Please contact the credit union at 757-877-2444 with questions or concerns. |
||||
|
Credit Card World Mastercard |
Annual Percentage Rate as low as 16.49%* |
Method use to Compute Purchase Balance Average Daily Balance |
Annual Fee None |
Rewards? Yes |
|
Credit Card Rewards Mastercard |
Annual Percentage Rate as low as 13.65%* |
Method use to Compute Purchase Balance Average Daily Balance |
Annual Fee None |
Rewards? Yes |
|
Credit Card Standard Mastercard |
Annual Percentage Rate as low as 11.25%* |
Method use to Compute Purchase Balance Average Daily Balance |
Annual Fee None |
Rewards? No |