Certificates

Great rates and promising returns
It’s your Advantage

Open a Certificate

Open a Certificate

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Call us: 1 (800) 359-7650


Representatives are available 24/7 to assist you.

Secure Your Financial Future with a High-Yield CD

Looking for an investment option that not only guarantees a fixed rate of return but also offers an exciting opportunity to grow your savings? Our Certificate of Deposit (CD) is the perfect choice for you! With a safe and stable investment option and a competitive interest rate, you can take control of your finances and watch your savings soar!

Lock in Your Rate & Watch Your Savings Grow

With a Certificate, your money grows at a higher rate, helping you achieve your savings goals faster.

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Choose Your Term

We offer terms as short as 6 months and as long as 60 months to maximize your dividends.

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Start Earning Fast

Deposit as little as $500 so you can start growing your savings right away.

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Secure Your Savings

No matter what’s happening in the market, your savings are federally insured up to $250,000 by the NCUA.

Today’s Exceptional Rates

Share & IRA Certificate Accounts

Term

Dividend Rate

Annual Percentage Yield (APY)

A penalty and/or account closure will be imposed for withdrawals before maturity. Fees may reduce earnings. For additional information on your account please refer to the Rate & Fee Schedule and/or Membership & Account Agreement. If you have any questions or require current rate information please call the Credit Union at 757-877-2444.

Standard Certificates include: 12-month, 24-month, 36-month, 48-month, and 60-month terms. All other certificates are special.

*Member has option to bump up rate one time during term. Effective Date: 5/10/2024. $500 Minimum balance to open for all shares except 40 Month ($5,000 Minimum).

**6-month term is not available for IRA Certificates.

 

 

Term

6 Month**

Dividend Rate

1.195%

Annual Percentage Yield (APY)

1.20%

Term

11 Month

Dividend Rate

4.426%

Annual Percentage Yield (APY)

4.50%

Term

12 Month

Dividend Rate

0.996%

Annual Percentage Yield (APY)

1.00%

Term

24 Month

Dividend Rate

2.966%

Annual Percentage Yield (APY)

3.00%

Term

36 Month

Dividend Rate

2.722%

Annual Percentage Yield (APY)

2.75%

Term

40 Month*

Dividend Rate

1.990%

Annual Percentage Yield (APY)

2.00%

Term

48 Month

Dividend Rate

2.722%

Annual Percentage Yield (APY)

2.75%

Term

60 Month

Dividend Rate

2.722%

Annual Percentage Yield (APY)

2.75%

Open a Certificate

Open a Certificate

Please choose one of the following options:

Questions?

Speak with a Representative

Chat online

Call us: 1 (800) 359-7650


Representatives are available 24/7 to assist you.

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Ready to Open a Certificate?

Open an Account Online
Open an Account

Open an Account

Please choose one of the following options:

Questions?

Speak with a Representative

Chat online

Call us: 1 (800) 359-7650


Representatives are available 24/7 to assist you.

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Disclosures

*$500 Minimum balance to open for all shares except 40-Month ($5,000 Minimum). Contact 1st Advantage for details.