Personal Fee Schedule

ATM Fees

Fee

Amount

Foreign ATMs that are not included in our free network may include a fee charged by other financial institutions.

Fee

1st Advantage FCU ATM Transactions

Amount

Free

Fee

Replacement of Damaged/Lost/Stolen Card

Amount

$5.00

Fee

Replacement Card Expedited

Amount

$35.00

Fee

Insufficient Funds Overdraft

Amount

$29.00 per item

Debit Mastercard Fees

Fee

Amount

Fee

Replacement of Damaged/Lost/Stolen Card

Amount

$5.00

Fee

Insufficient Funds Overdraft

Amount

$29.00 per item

Fee

Replacement Card Expedited

Amount

$35.00

Checking Account Fees

Fee

Amount

Fee

Preferred Checking (if average daily balance falls below $250)

Amount

$7.00 per month

Fee

Premier Checking

Amount

$5.00 per month

Fee

Premier Checking: Money Orders/Cashier’s Checks – First 5 per month
6 or more

Amount

Free
$2.00 each

Fee

New Check Orders or Reorder of Checks

Amount

Cost varies

Fee

Temporary/Starter Checks

Amount

$5.00

Fee

Copy of Cleared Check

Amount

$5.00 per item

Fee

Insufficient Funds Overdraft

Amount

$29.00 per item

Fee

Insufficient Funds – Return Check

Amount

$29.00 per item

Fee

Stop Payment

Amount

$28.00 per item

Fee

Uncollected Item

Amount

$29.00 per item

Money Market Account Fees

Fee

Amount

Fee

Money Market, Performance Plus, and Member Rewards Money Market – More than 6 withdrawals or
transfers per month

Amount

$10.00

Other Fees

Fee

Amount

Fee

Electronic/ Insufficient Funds Return

Amount

$29.00 per item

Fee

Electronic Stop Payments

Amount

$28.00 per item

Fee

Bad Address (returned or no mail from Post Office without forwarding address)

Amount

$5.00

Fee

Check Cashing: Non-Member

Amount

$5.00 per check

Fee

New Accounts Closed Within 90 Days

Amount

$15.00

Fee

Foreign Collection

Amount

$35.00 per item

Fee

Foreign Check Processing

Amount

Fee varies

Fee

Account Statement
Faxed:

Amount

$3.00 each month
$4.00 per page

Fee

UPS

Amount

Fee Varies

Fee

Garnishment/ Tax Levy

Amount

$50.00 per item

Fee

Inactive Account (account without financial activity for 12 months or more)

Amount

$5.00 per month

Fee

IRA External Transfer Fee

Amount

$20.00

Fee

IRA Fee: If balance is below $50

Amount

$5.00 per month

Fee

Dormant Account Fee

Amount

$15.00 one time

Fee

Money Order

Amount

$3.00 per item

Fee

Cashier’s Check

Amount

$5.00 per item

Fee

Wire Transfer – Outgoing

Amount

Domestic: $25.00
International (additional third-party fees may apply) :
$45.00

Fee

Wire Transfer – Outgoing in Online Banking

Amount

Domestic: $15.00

Fee

Wire Transfer – Incoming

Amount

$10.00

Fee

Savings Excessive Transaction Fee (more than 6 in accordance with Regulation D)

Amount

$5.00 per transaction

Fee

Gift Card

Amount

$5.00 per item

Fee

Verification of Deposit

Amount

$15.00

Fee

Account Research

Amount

$25.00 per hour

Fee

Duplicate IRS Forms

Amount

$5.00 each

Fee

Skip-a-Pay

Amount

$30.00 per loan