Buy Your New Home

With a fast application and closing process
It’s your Advantage

Advantages of a Home Loan with 1st Advantage

Our fast, convenient application and quick closing process make getting in the door of your new home easy.

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Award-Winning Mortgage Process

We’re seasoned pros in the industry, which means we know how to get you from pre-approval to picking up your keys.

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Conventional, FHA, VA, VHDA, and USDA Financing

We offer a variety of mortgage options which means you choose what works best for you.

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Expert and Friendly Staff

Whether it’s guiding you through the application or discussing closing costs, we welcome the opportunity to connect with you.

Mortgage Options to Meet Your Needs

Purchasing or refinancing a home is a major decision and we want to be there for you, whether you’re buying your first home or making the next move, our award-winning mortgage professionals will help find the right mortgage option to best meet your financial goals. We will help you find which of these mortgage options are the best fit for you:

Federal Home Loan Banks Grant* (FHLB)

FHLB Grants are available to first-time homebuyers, community partners, veterans, and returning veterans.

  • $7,500 is available for first-time homebuyers
  • $10,000 is available for community partners (first responders, educators, health care workers, veterans, and active-duty military members or surviving spouses)

The Home Buying Process

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Prequalify For Your Loan

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Start Shopping

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Choose Your Mortgage

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Close The Sale & Move In

Estimate your monthly mortgage payment

Enter a total loan amount and planned down payment into this calculator to estimate your monthly mortgage payment.

Calculated payments shown are for estimation purposes only. Actual loan payment amount will be disclosed at loan closing and may differ slightly.

Request More Information About Mortgages

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Are you interested in purchasing a home or refinancing?(Required)
Please do not include sensitive information such as full account number or SSN. Please note this message portal is monitored M-F from 9 a.m. to 5 p.m. EST. Messages sent outside of these business hours will be responded to the next business day.
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Our Award-Winning Mortgage Team

Our friendly mortgage professionals are here to help. Contact us to get started today.

Alicia Bowen Headshot

Alicia Bowen

Mortgage Sales Manager

NMLS #305735

757-715-2412

abowen@1stadvantage.org

 

Paul Muse Headshot

Susan Ward

Mortgage Sales Coordinator

NMLS #1816060

757-968-5805

sward@1stadvantage.org

Let’s Get Started

Your homeownership journey begins here!

Our Members Love Us…

Ms. Bowen does a spectacular job! She is very professional, knowledgeable, and communicated well through the entire process. Yes! Can’t say enough – thank you, thank  you, thank you!

Kae & Greg

Getting Started Is Easy

We’ll help you find the right home, finance your loan, and answer any questions you may have.

Apply Now
Apply Now
Call Us
757-877-2444
Stop by one of our branches
Find your nearest branch

Disclosures

*Income restrictions apply. Contact our mortgage team to see if you are eligible.