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1st Advantage Federal Credit Union
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      • Rewards Mastercard
      • Standard Mastercard
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      • New & Used Auto Loans
      • RV, Boat & Motorcycle Loans
      • Personal Loans
      • Loan Payments
      • Auto Loan Refinance
      • Fixed Rate Mortgages
      • Adjustable Rate Mortgages
      • VA Mortgages
      • FHA Loans
      • Home Equity Line of Credit
      • Home Equity Loan
      • Online Banking
      • Online Banking Help
      • Mobile Banking
      • Mobile Check Deposit
      • Mobile Payments
      • Phone Banking
      • Bill Pay
      • e-Statements
      • Personal Payments
      • Credit Cards Online
      • Online Loan Payments
      • Checking
      • Business Money Market
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      • Commercial Real Estate
      • SBA Loans
      • Business Lines of Credit
      • Other Business Services
      • Credit Cards
      • Business MoneyIQ
      • Investments
      • Retirement Planning
      • Life Insurance
      • Home & Auto Insurance
      • Join 1st Advantage
      • Benefits and Discounts
      • Special Offers
      • Annual Meeting
      • Enterprise Car Sale
      • Home Buying Seminar
      • The Credit Union Advantage
      • Participating Dealers
      • Nationwide Branches
      • Free ATMs
      • Online Banking
      • Mobile Banking
      • Credit Cards Online
      • 24/7 Access
      • Forms
      • Debit Card Alerts
      • The Better Way to Bank
      • Statements
      • Community Impact
      • College Scholarships
      • Community Events
      • Student Branch
      • Foundation
      • Home Equity
      • Mortgage
      • Investment
      • Money Management
      • Credit Counseling
      • Contact Us
      • Disclosures
      • New Member Center
      • Mastercard Credit Card No Annual Fee
      • MoneyIQ
      • On-Demand Webinars
      • Account Protection
      • Mastercard ID Theft Protection
      • Fraud Protection
      • ATM Security
      • Lost/Stolen Card
      • Card Lock
      • Information/Cybersecurity
      • Calculators
      • Rates
      • Branches & ATMs
      • Order Checks
      • Mobile Banking
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Let's get to the facts

These disclosures provide detailed information about how 1st Advantage accounts and services are structured and their terms of use. Use the documents to get the most out of your membership with us.

Details you need

  • Membership and Account Agreement Disclosure
  • Rate and Fee Schedule Disclosure
  • Mastercard Consumer Disclosure
  • Mastercard Consumer Agreement
  • Business Agreement and Disclosure
  • Business Rate & Fee Disclosure
  • Business Mastercard Credit Agreement
  • Business Mastercard Credit Disclosure
  • Electronic Document Consent
  • Electronic Services Agreement and Disclosure
  • USA Patriot Act
  • Privacy Notice
  • Social Media Terms of Use
  • Reg GG Notification: Prohibition on Unlawful Funding of Internet Gambling
  • HELOC Pre-application Disclosure
  • Truth in Lending
  • Statement Error Resolution
  • Equal Housing Lender Notice
  • Home Mortgage Disclosure Act
  • Digital Banking Terms and Conditions
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1st Advantage Federal Credit Union

Bank in Virginia with 1st Advantage Federal Credit Union and enjoy quality personal and business banking services including checking, savings, mortgages, business loans and more. Visit a conveniently located branch in Grafton, VA, Yorktown, VA, Hampton, VA, Newport News, VA, Fort Eustis, VA, Gloucester, VA, Richmond, VA, Williamsburg, VA, or Virginia Beach, VA.

Key Products

  • Free Checking
  • Credit Cards
  • Personal Loans
  • Mortgages
  • Home Equity Line

Key Advantages

  • Special Offers
  • Community Impact
  • Nationwide Branches

Key Advice

  • Home Buying
  • Money Management
  • Retirement Planning
  • Credit Counseling
  • Information/Cybersecurity
Equal Housing Lender, National Credit Union Association

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Equal Housing Lender, National Credit Union Association

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

*APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.

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