Our Free Advantage Checking gives you what you want and nothing you don't, with convenient access wherever you go. Enjoy no minimum balance requirement and the tools you need to help make managing your money easier. Whether it's banking 24/7 on the go or online, or paying bills and depositing checks, we've got what you need.

5,000 + Shared Branches

You don't always have to be in the local area to manage your 1st Advantage accounts in person. The CO-OP Shared Branches network provides more than 5,000 full-services branches nationwide.

65,000+ Surcharge-Free ATMS*

As a member with a 1st Advantage Debit Mastercard, you have access to our network of 65,000+ surcharge-free ATMs* to get your cash wherever you are and without the ATM fees!

Online Banking

There's no easier way to stay on top of your finances and get your banking done. We give you access to your account 24/7 from your computer so you can bank on your time, not ours.

Phone Banking

24-hour access to your 1st Advantage account is just a phone call away with Call-A-Teller and Text Banking. This is phone banking at its best, with prompts that are easy to follow and remember. Save more time when you bank by phone.

Bill Pay

Bill Pay is the easiest way to manage and pay your monthly bills in one convenient and secure location. When you sign up for Online Banking, you can start sending electronic payments to cover your mortgage, electric bill, credit card and more.

Pay people with Popmoney

The Popmoney® personal payment service lets you send money to friends, family or almost anyone. All you need is their name and email address or mobile telephone number to move money from your bank account to theirs


*Applicable at CO-OP, Allpoint and 1st Advantage ATMs only with Debit Mastercard.

^Mobile Check Deposit available for qualified members.