A Better Way to Manage your Short-Term Cash Needs!

It’s your Advantage!


CashPlease® Loans are Quick and Affordable

Facing unexpected expenses and need funds fast? Look no further. Our short-term loans offer up to $1000* with no credit check required.

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Apply for loans anytime, anywhere.

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Lower rates than other high-priced sources

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Comfort of working with your own trusted credit union.

When life throws you a curveball and you need easy access to cash,  what better place to run than your own credit union? Now introducing 1st Advantage CashPlease® loans as an easy, quick, and affordable option to access cash when you need it. These small-dollar, short-term loans allow qualifying members with a checking account to borrow $200 to $1,000* without a credit check.

  • Apply 24/7
  • Borrow up to $1,000*
  • No credit report review*
  • Have cash in your account within 24 hours or less
  • Lower rates than other high-priced sources
  • Our “Easy Pay” option deducts payment automatically from your account

CashPlease® Frequently Asked Questions

When you apply for a loan and agree to the disclosures, you’ll see a screen showing the maximum loan amount available to you. You’ll then be asked to request an amount equal to or less than this maximum. Remember, the minimum loan amount you can request is $200.

Once you are approved for a CashPlease loan, funds will be credited to your checking account in 24 hours or less.

If you choose the “Easy Pay” option, payment is automatically deducted from your account on the due date(s). If not, you may make your payment online through online or mobile banking, or you may visit a 1st Advantage branch in person.

Ready to Apply?

Click the link below to get started now.

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*Subject to eligibility restrictions. Loans subject to underwriting and ability-to-repay determinations.