Auto Loans & Car Buying Assistance
Auto Loan Refinancing
Yes! You can save hundreds or thousands of dollars refinancing with us. Simply apply for a new auto loan refinance through our application portal, or visit a local branch to speak with a loan officer in person.
Yes! Simply apply for a new auto loan refinance through our application portal, or visit a local branch to speak with a loan officer in person.
Car Buying Services
The 1st Advantage Car Buying Service helps you shop for vehicles so you can save money while finding a ride that fits your budget. On average, our members see a savings of more than $3,402 off MSRP when using the service. But that’s just an average. The price of the vehicle you buy and the availability of that type of car in your area are just a couple of factors that impact your total savings.
If you are still looking for the right vehicle, the 1st Advantage Car Buying Service may be able to help. Shop for approved vehicles in your area to find a ride that meets your target price.
Making Payments
You can make a secure online loan payment with any debit card or bank account through our Online Banking system. You can set up a Payroll deduction or call 800-359-7650 or 757-877-2444 for Pay by Phone services. You can visit any of our 13 full-service branches or one of the 5,000 Co-Op Shared Branch locations throughout the Hampton Roads area. And finally, you can mail a check to 1st Advantage: P.O. Box 2116, Newport News, VA 23609.
Yes! We don’t attach prepayment penalties to our vehicle loans. You can pay your loan off at any time.
1st Advantage offers new car loans with no prepayment penalties or application fees. Pay off your loan any time it’s convenient for you.