Online & Mobile Banking Assistance

New to Online Banking? Use our enrollment instructions to help you get started.

You can check your account balance 24/7 through Online Banking, Mobile Banking, or Phone Banking. Simply login to your account, select the account you would like to verify, and you can review the history of the account.

If you have forgotten your Mobile Banking or Online Banking User ID or Password, you are able to reset it at 1stAdvantage.org or through the Mobile Banking app.

Website: Select “Forgot User ID” or “Forgot Password” located under the Online Banking login tab of our website. You will then be redirected to our the Forgot User ID or Forgot Password page where you will follow the prompts to recover your User ID and/or reset your password.

Mobile Banking: Open the app and select the Trouble logging in link and then follow the prompts.

To view your accounts, you can login to Online Banking or through Mobile Banking by downloading the 1st Advantage Mobile App, from the Apple App Store or Google Play. Your login information is the same on both platforms. View an all-access video tutorial.

You can create alert notifications for your account through Online Banking. You can also create alert notifications on your 1st Advantage Debit and Credit Cards through the Mobile Banking app. How to set alerts via Online Banking: • Log in to Online Banking • Select “Settings” in the upper right-hand menu • Select “Security Center” • Select “Account and Security Alerts” • Follow the prompts to set your alerts How to set alerts via Mobile Banking: • Log in to Mobile Banking • Click on More in the bottom menu • Click on Alerts • Select the alerts you'd like to receive and how you'd like to receive them

The amount of money you can send, as well as the frequency, is set by each participating financial institution. To determine 1st Advantage Federal Credit Union send limits, call our service at 757-877-2444. There are no limits to the amount of money you can receive with Zelle^®. However, remember that the person sending you money will most likely have limits set by their own financial institution on the amount of money they can send you.

No, 1st Advantage Federal Credit Union does not charge any fees to use Zelle^®. Your mobile carrier’s messaging and data rates may apply.

We offer you the flexibility to schedule payments to be sent at a later date if you like, or even set up recurring payments for things like regularly sending money to your college student. Scheduled or recurring payments sent directly to your recipient’s account number (instead of an email address or mobile number) are made available by 1st Advantge Federal Credit Union but are a separate service from Zelle^®and can take one to three business days to process. You can cancel a payment that is scheduled in advance if the money has not already been deducted from your account.

You can only cancel a payment if the person you sent money to hasn’t yet enrolled with Zelle^®. To check whether the payment is still pending because the recipient hasn’t yet enrolled, you can go to your activity page, choose the payment you want to cancel and then select “Cancel This Payment.” If the person you sent money to has already enrolled with Zelle^®, the money is sent directly to their bank account and cannot be canceled. This is why it’s important to only send money to people you know and trust, and always ensure you’ve used the correct email address or U.S. mobile number when sending money. If you sent money to the wrong person, please immediately call services at 757-877-2444 so we can help you.

To use Zelle^®, the sender and recipient’s bank accounts must be based in the U.S.

As of March 31, 2025, all users must be enrolled through one of the more than 2,200 banks and credit unions that offer Zelle® in order to send and receive money. You can find a full list of participating banks and credit unions live with Zelle® at Zellepay.com. If their bank or credit union is not listed, we recommend you use another payment method at this time.

Zelle^® is a great way to send money to family, friends and people you are familiar with such as your personal trainer, babysitter or neighbor.¹ Since money is sent directly from your bank account to another person’s bank account within minutes, ¹ Zelle^®should only be used to send money to friends, family and others you trust. If you don’t know the person or aren’t sure you will get what you paid for (for example, items bought from an online bidding or sales site), you should not use Zelle^®. These transactions are potentially high risk (just like sending cash to a person you don’t know is high risk). Neither 1st Advantage Federal Credit Union nor Zelle^® offers a protection program for any authorized payments made with Zelle^® – for example, if you do not receive the item you paid for or the item is not as described or as you expected.

Keeping your money and information safe is a top priority for 1st Advantage Federal Credit Union. When you use Zelle^® within our mobile app or online banking, your information is protected with the same technology we use to keep your bank account safe.

Your email address or U.S. mobile phone number may already be enrolled with Zelle^® at another bank or credit union. Call our support team 757-877-2444 and ask them to move your email address or U.S. mobile phone number to 1st Advantage Federal Credit Union so you can use it for Zelle^®. Once support moves your email address or U.S. mobile phone number, it will be connected to your 1st Advantage Federal Credit Union account so you can start sending and receiving money with Zelle^® through the 1st Advantage Federal Credit Union mobile banking app and online banking. Please call 1st Advantage Federal Credit Union’s support toll-free at 757-877-2444 for help.

If you have already enrolled with Zelle^®, you do not need to take any further action. The money will be sent directly into your bank account and will be available typically within minutes. If you have not yet enrolled with Zelle^®, follow these steps:

1. Click on the link provided in the payment notification you received via email or text message.
2. Select 1st Advantage Federal Credit Union.
3. Follow the instructions provided on the page to enroll and receive your payment. Pay attention to the email address or U.S. mobile number where you received the payment notification — you should enroll with Zelle^®using that email address or U.S. mobile number where you received the notification to ensure you receive your money.

You can send, request or receive money with Zelle^®.

• To start using Zelle^® at 1st Advantage Federal Credit Union, you must be enrolled in Bill Pay. If you are not already enrolled in Bill Pay, you can enroll by logging in to Online Banking or our mobile banking app. Locate the Transfers tab and follow the instructions to complete the Bill Pay enrollment steps. Once enrolled in Bill Pay, you can access “Send Money With Zelle^®” tab in Bill Pay to complete a brief one-time enrollment to tell us which email address or U.S. mobile number and deposit account you would like to use to send and receive money with Zelle^®.
• To send money using Zelle^®, simply add a trusted recipient’s email address or U.S. mobile phone number, enter the amount you’d like to send and an optional note, review, then hit “Send.” In most cases, the money is available to your recipient in minutes if they are already enrolled with Zelle^®.
• To request money using Zelle^®, choose “Request,” select the individual from whom you’d like to request money, enter the amount you’d like to request, include an optional note, review and hit “Request.” If the person you are requesting money from is not yet enrolled with Zelle^®, you must use their email address to request money. If the person has enrolled their U.S. mobile number, then you can send the request using their mobile number.
• To receive money, just share your enrolled email address or U.S. mobile number with a friend and ask them to send you money with Zelle^®. If you have already enrolled with Zelle^®, you do not need to take any further action. The money will be sent directly into your account, typically within minutes.