Your Future is in Good Hands
Whether you want to overcome bad credit or have no credit at all, we’ll work with you to build your score and help establish a great history that will empower your future.
We’ll place your payments in an NCUA-Insured Certificate until your full loan amount is reached. This is a great way to help build an emergency fund, or save for another financial goal down the line.
1st Advantage reports on-time payments to the three major consumer credit bureaus, Equifax, Experian and TransUnion.
We make the process easy with a simple online application and quick closing!
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*Credit Builder Loan rate is CD rate plus 6%. Loan amounts between $500 to $1,000. The proceeds of the loan will be the funds used to create the CD. Member account must be in good standing for the last 90 days in order to qualify for loan. Good standing is defined as no returned items and proper use of overdraft facilities. The term of the loan must range from 6 to 12 months. Auto-pay required.