Privacy Policy

What Does 1st Advantage Federal Credit Union Do With Your Personal Information?

Why?

Financial companies choose how they share Your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires Us to tell You how We collect, share, and protect Your personal information. Please read this notice carefully to understand what We do.

What?

The types of personal information We collect and share depend on the product or service You have with Us. This information can include:

    • Social Security number and income
    • account balances and payment history
    • credit history and credit scores

When You are no longer Our member, We continue to share Your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, We list the reasons financial companies can share their customers’ personal information, the reasons 1st Advantage Federal Credit Union chooses to share, and whether You can limit this sharing.

Reasons We can share Your personal information

  • For Our everyday business purposes – such as to process Your transactions, maintain Your account(s), respond to court orders and legal investigations, or report to credit bureaus

    For Our everyday business purposes – such as to process Your transactions, maintain Your account(s), respond to court orders and legal investigations, or report to credit bureaus

  • For Our marketing purposes – to offer Our products and services to You

    For Our marketing purposes – to offer Our products and services to You

  • For joint marketing with other financial companies

    For joint marketing with other financial companies

  • For Our affiliates’ everyday business purposes –

    information about Your transactions and experiences

    For Our affiliates’ everyday business purposes –

    information about Your transactions and experiences

  • For Our affiliates’ everyday business purposes – information about Your creditworthiness

    For Our affiliates’ everyday business purposes – information about Your creditworthiness

  • For Our affiliates’ to market to You

    For Our affiliates’ to market to You

  • For non-affiliates to market to You

    For non-affiliates to market to You

Does the Credit Union share?

  • For Our everyday business purposes – such as to process Your transactions, maintain Your account(s), respond to court orders and legal investigations, or report to credit bureaus

    YES

  • For Our marketing purposes – to offer Our products and services to You

    YES

  • For joint marketing with other financial companies

    YES

  • For Our affiliates’ everyday business purposes –

    information about Your transactions and experiences

    YES

  • For Our affiliates’ everyday business purposes – information about Your creditworthiness

    NO

  • For Our affiliates’ to market to You

    YES

  • For non-affiliates to market to You

    NO

Can You limit this sharing?

  • For Our everyday business purposes – such as to process Your transactions, maintain Your account(s), respond to court orders and legal investigations, or report to credit bureaus

    NO

  • For Our marketing purposes – to offer Our products and services to You

    NO

  • For joint marketing with other financial companies

    NO

  • For Our affiliates’ everyday business purposes –

    information about Your transactions and experiences

    NO

  • For Our affiliates’ everyday business purposes – information about Your creditworthiness

    WE DON’T SHARE

  • For Our affiliates’ to market to You

    YES

  • For non-affiliates to market to You

    WE DON’T SHARE

To Limit Our Sharing

Call (800) 359-7650 – Our menu will prompt You through Your choices
Please note:
If You are a new member, We can begin sharing Your information 30 days from the date We sent this notice. When You are no longer Our member, We continue to share Your information as described in this notice.
However, You can contact Us at any time to limit Our sharing.

Questions? Contact Us by telephone at (800) 359-7650, or email privacy@1stAdvantage.org

What We Do

How does 1st Advantage Federal Credit Union protect my personal information?

To protect Your personal information from unauthorized access and use, We use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does 1st Advantage Federal Credit Union collect my personal information?

We collect Your personal information, for example, when You

    • open an account or deposit money
    • use Your credit card or debit card
    • apply for a loan or pay Your bills

We also collect Your personal information from others, such as credit bureaus, affiliates, or other companies.

 

Why can’t I limit all sharing?

Federal law gives You the right to limit only

  • sharing for affiliates’ everyday business purposes – information about Your creditworthiness
  • affiliates from using Your information to market to You
  • sharing for non-affiliates to market to You

State laws and individual companies may give You additional rights to limit sharing.

Definitions

Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
Our affiliates include companies such as Advantage Financial Services and Member Advantage Property & Casualty.

Non-Affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
1st Advantage Federal Credit Union does not share with non-affiliates so they can market to You.

Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to You.
Our joint marketing partners include insurance companies.

Questions? We’re Here to Help.

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757-877-2444
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