Business Deposit Rates

Business Checking Accounts

Account Type

Dividend Rate

APY*

Min. to Open

Compounded/Credited

Min. to Earn APY*

Current APY as of 2/21/2024. Rates are subject to change at any time and are not guaranteed. For additional information on your account please refer to the Business Fee Schedule.

^APY = Annual Percentage Yield. Qualified accounts earn up to 4.00% APY on balances up to $7,500 and 0.05% APY on balances over $7,500. Non-Qualified account balances earn 0.05% APY. Qualified accounts must have 10 or more posted Debit Card transactions (excluding ATM transactions) per month and eStatements. Failure to meet any one of these requirements during a calendar month will cause the account to default to the Non-Qualified account rate of 0.05% APY. APY as of 2/21/2024 and is subject to change. Dividends compounded monthly. No minimum balance to open. Fees may reduce earnings. This offer can be withdrawn at any time.

Account Type

Advantage Business Checking

Dividend Rate

n/a

APY*

n/a

Min. to Open

None

Compounded/Credited

n/a

Min. to Earn APY*

n/a

Account Type

Non-Profit Business Checking

Dividend Rate

0.05%

APY*

0.05%

Min. to Open

None

Compounded/Credited

Quarterly/Quarterly

Min. to Earn APY*

$1,000

Account Type

Premier Business Checking

Dividend Rate

0.05%

APY*

0.05%

Min. to Open

None

Compounded/Credited

Quarterly/Quarterly

Min. to Earn APY*

$2,500

Account Type

High-Yield Business Checking

Dividend Rate

up to 3.928%^

APY*

up to 4.00%^

Min. to Open

None

Compounded/Credited

Monthly

Min. to Earn APY*

n/a

Learn More
Business Savings Account

Account Type

Dividend Rate

APY*

Min. to Open

Compounded/Credited

Min. to Earn APY*

Current APY as of 3/18/2024. Rates are subject to change at any time and are not guaranteed. For additional information on your account please refer to the Business Fee Schedule.

Account Type

Regular Savings

Dividend Rate

0.05%

APY*

0.05%

Min. to Open

$5

Compounded/Credited

Quarterly/Quarterly

Min. to Earn APY*

$100

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Business Performance Plus Money Market Account

Average Daily Balance**

Dividend Rate

Annual Percentage Yield (APY)

*APY = Annual Percentage Yield. ** Average Daily Balance required to earn dividends. The Money Market Account tier dividend rates and APY as of 3/18/2024 are subject to change daily. Dividends compounded monthly. Fees may reduce earnings. If you have any questions or require current rate information please call the credit union at 757-886-3333.
For additional information on your account please see your Business Agreement and Disclosures. For additional information about fees please see the Rate & Fee Schedule. If you have any questions or require current rate information please call the credit union at 757-877-2444.

Average Daily Balance**

$0 – $24,999.99

Dividend Rate

0.00%

Annual Percentage Yield (APY)

0.00%

Average Daily Balance**

$25,000.00 – $49,999.99

Dividend Rate

2.472%

Annual Percentage Yield (APY)

2.50%

Average Daily Balance**

$50,000.00 – $74,999.99

Dividend Rate

2.716%

Annual Percentage Yield (APY)

2.75%

Average Daily Balance**

$75,000.00 – $99,999.99

Dividend Rate

2.716%

Annual Percentage Yield (APY)

2.75%

Average Daily Balance**

$100,000.00 – $249,999.99

Dividend Rate

2.960%

Annual Percentage Yield (APY)

3.00%

Average Daily Balance**

$250,000 – $499,999.99

Dividend Rate

3.445%

Annual Percentage Yield (APY)

3.50%

Average Daily Balance**

$500,000 – $999,999.99

Dividend Rate

3.445%

Annual Percentage Yield (APY)

3.50%

Average Daily Balance**

$1,000,000 and up

Dividend Rate

3.928%

Annual Percentage Yield (APY)

4.00%

Business Money Market Account

Average Daily Balance**

Dividend Rate

Annual Percentage Yield (APY)

*APY = Annual Percentage Yield. ** Average Daily Balance required to earn dividends. The Money Market Account tier dividend rates and APY as of 3/18/2024 are subject to change daily. Dividends compounded monthly. Fees may reduce earnings. If you have any questions or require current rate information please call the credit union at 757-877-2444.
For additional information about fees please see the Business Fee Schedule. If you have any questions or require current rate information please call the credit union at 757-877-2444.

Average Daily Balance**

$1,000.00 – $2,499.99

Dividend Rate

0.00%

Annual Percentage Yield (APY)

0.00%

Average Daily Balance**

$2,500.00 – $9,999.99

Dividend Rate

0.50%

Annual Percentage Yield (APY)

0.50%

Average Daily Balance**

$10,000.00 – $24,999.99

Dividend Rate

0.648%

Annual Percentage Yield (APY)

0.65%

Average Daily Balance**

$25,000.00 – $49,999.99

Dividend Rate

0.648%

Annual Percentage Yield (APY)

0.65%

Average Daily Balance**

$49,999.99 – $74,999.99

Dividend Rate

0.648%

Annual Percentage Yield (APY)

0.65%

Average Daily Balance**

$75,000.00 – $99,999.99

Dividend Rate

0.747%

Annual Percentage Yield (APY)

0.75%

Average Daily Balance**

$100,000 – $249,999.99

Dividend Rate

0.747%

Annual Percentage Yield (APY)

0.75%

Average Daily Balance**

$250,000 – $499,999.99

Dividend Rate

0.995%

Annual Percentage Yield (APY)

1.00%

Average Daily Balance**

$500,000 – $999,999.99

Dividend Rate

1.094%

Annual Percentage Yield (APY)

1.10%

Average Daily Balance**

$1,000,000 and up

Dividend Rate

1.440%

Annual Percentage Yield (APY)

1.45%

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Business Share Certificates

Share Certificate

Dividend Rate

Annual Percentage Yield (APY)

*Member has option to bump up rate one (1) time during term.

Dividends calculated on average daily balance and compounded quarterly. The rates listed are accurate and effective as of 3/18/2024. Rates & terms are subject to change without notification. A penalty and/or account closure will be imposed for withdrawals before maturity. For additional information on your account please refer to the Business Fee Schedule.

Share Certificate

6 Month

Dividend Rate

4.184%

Annual Percentage Yield (APY)

4.25%

Share Certificate

11 Month

Dividend Rate

4.184%

Annual Percentage Yield (APY)

4.25%

Share Certificate

12 Month

Dividend Rate

0.996%

Annual Percentage Yield (APY)

1.00%

Share Certificate

24 Month

Dividend Rate

2.966%

Annual Percentage Yield (APY)

3.00%

Share Certificate

36 Month

Dividend Rate

2.722%

Annual Percentage Yield (APY)

2.75%

Share Certificate

40 Month*

Dividend Rate

1.990%

Annual Percentage Yield (APY)

2.00%

Share Certificate

48 Month

Dividend Rate

2.722%

Annual Percentage Yield (APY)

2.75%

Share Certificate

55 Month

Dividend Rate

2.722%

Annual Percentage Yield (APY)

2.75%

Share Certificate

60 Month

Dividend Rate

2.722%

Annual Percentage Yield (APY)

2.75%

Learn More