Personal Auto Loans Rates

*APR = Annual Percentage Rate. Current APR as of 11/15/2024. Other terms available. Minimum financed amount required. Minimum monthly payment required. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. Listed Auto Loan rates include .25% discount with autopay set up & .25% discount on B+ and higher credit scores with 80% LTV. Regardless of available discounts, 4.74% is the minimum APR offered. Mileage and the condition of the collateral will be considered. Certain restrictions apply.

*APR = Annual Percentage Rate. Current APR as of 11/15/2024. Other terms available. Minimum financed amount required. Minimum monthly payment required. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. Listed Auto Loan rates include .25% discount with autopay set up & .25% discount on B+ and higher credit scores with 80% LTV. Regardless of available discounts, 4.74% is the minimum APR offered. Mileage and the condition of the collateral will be considered. Certain restrictions apply. Rate depends on model year.

*APR = Annual Percentage Rate. Current APR as of 11/15/2024. Other terms available. Minimum financed amount required. Minimum monthly payment required. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. Listed Auto Loan rates include .25% discount with autopay setup and .50% discount for refinancing. Regardless of available discounts, 4.75% is the minimum APR offered. Mileage and the condition of the collateral will be considered. Certain restrictions apply. 

^APR = Annual Percentage Rate. Current APR as of 11/15/2024. Rates and terms based on credit criteria. Credit restrictions apply. Rates as low as 4.75% APR for up to 75 months assumes excellent credit. Minimum credit score of 640 required to qualify for promotion. Vehicle must be a 2021 or newer. Existing 1st Advantage loans are not eligible for refinance. Not valid with any other offer. Maximum interest rate is 17.95%. The minimum refinance loan amount is $5,000. Review your existing loans carefully to borrow the exact amount you need. Fixed-Rate Loans: The interest rate charged, and the annual percentage rate are constant for the life of the loan. 1st Advantage reserves the right to cancel this promotion at any time. Contact 1st Advantage for details.

^^APR = Annual Percentage Rate. Current APR as of 11/15/2024. Rates and terms based on credit criteria. Credit restrictions apply. Rates as low as 5.24% APR for up to 60 months assumes excellent credit. Minimum credit score of 640 required to qualify for promotion. Vehicle must be a model year 2018-2020. Existing 1st Advantage loans are not eligible for refinance. Not valid with any other offer. Maximum interest rate is 17.95%. The minimum refinance loan amount is $5,000. Review your existing loans carefully to borrow the exact amount you need. Fixed-Rate Loans: The interest rate charged, and the annual percentage rate are constant for the life of the loan. 1st Advantage reserves the right to cancel this promotion at any time. Contact 1st Advantage for details.

*APR = Annual Percentage Rate. Current APR as of 11/15/2024. Other terms available. Minimum financed amount required. Minimum monthly payment required. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. Listed Auto Loan rates include .25% discount with autopay set up & .25% discount on B+ and higher credit scores with 80% LTV. Regardless of available discounts, 6.99% is the minimum APR offered. Mileage and the condition of the collateral will be considered. Certain restrictions apply.

*APR = Annual Percentage Rate. Other terms available. Current APR as of 11/15/2024. Minimum financed amount required. Minimum monthly payment required. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. Listed Auto Loan rates include .25% discount with auto pay setup & .25% discount on B+ and higher credit scores with 80% LTV.
Regardless of available discounts, 6.24% is the minimum APR offered. Mileage and the condition of the collateral will be considered. Certain restrictions apply. All Recreational Vehicle loans require a minimum 20% cash down payment.

*APR = Annual Percentage Rate. Current APR as of 11/15/2024. Other terms available. Minimum financed amount required. Minimum monthly payment required. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. Listed Auto Loan rates include .25% discount with autopay set up & .25% discount on B+ and higher credit scores with 80% LTV. Regardless of available discounts, 6.24% is the minimum APR offered. Mileage and the condition of the collateral will be considered. Certain restrictions apply.

*APR = Annual Percentage Rate. Current APR as of 11/15/2024. Other terms available. Minimum financed amount required. Minimum monthly payment required. Rate based on loan term and creditworthiness (credit score and history). Rates are subject to change at any time and are not guaranteed. Listed Auto Loan rates include .25% discount with autopay set up & .25% discount on B+ and higher credit scores with 80% LTV.