Personal Auto Loans Rates

New Auto Loans (Models 2021 and Newer)

Term

APR*

*APR = Annual Percentage Rate. Current APR as of 7/1/2024. Other terms available. Minimum financed amount required. Minimum monthly payment required. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. Listed Auto Loan rates include .25% discount with autopay set up & .25% discount on B+ and higher credit scores with 80% LTV. Regardless of available discounts, 6.49% is the minimum APR offered. Mileage and the condition of the collateral will be considered. Certain restrictions apply.

Term

Up to 48 months

APR*

6.49%

Term

Up to 60 months

APR*

6.74%

Term

Up to 66 months

APR*

6.90%

Term

Up to 75 months

APR*

6.70%

Term

Up to 84 months

APR*

7.99%

Term

Up to 96 months

APR*

9.99%

Learn More
Used Auto Loans

Term

APR* as low as

*APR = Annual Percentage Rate. Current APR as of 7/1/2024. Other terms available. Minimum financed amount required. Minimum monthly payment required. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. Listed Auto Loan rates include .25% discount with autopay set up & .25% discount on B+ and higher credit scores with 80% LTV. Regardless of available discounts, 6.49% is the minimum APR offered. Mileage and the condition of the collateral will be considered. Certain restrictions apply. Rate depends on model year.

Term

Up to 48 months

APR* as low as

6.49%

Term

Up to 60 months

APR* as low as

6.74%

Term

Up to 66 months

APR* as low as

6.90%

Term

Up to 75 months

APR* as low as

6.70%

Term

Up to 84 months

APR* as low as

7.99%

Learn More
New & Used Auto Loan Refinance

Term (Months)

Annual Percentage Rate (APR)*

*APR = Annual Percentage Rate. Current APR as of 7/1/2024. Other terms available. Minimum financed amount required. Minimum monthly payment required. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. Listed Auto Loan rates include .25% discount with autopay setup and .50% discount for refinancing. Regardless of available discounts, 5.49% is the minimum APR offered. Mileage and the condition of the collateral will be considered. Certain restrictions apply. 

^APR = Annual Percentage Rate. Current APR as of 7/1/2024. Rates and terms based on credit criteria. Credit restrictions apply. Rates as low as 5.49% APR for up to 75 months assumes excellent credit. Minimum credit score of 640 required to qualify for promotion. Vehicle must be a 2021 or newer. Existing 1st Advantage loans are not eligible for refinance. Not valid with any other offer. Maximum interest rate is 17.95%. The minimum refinance loan amount is $5,000. Review your existing loans carefully to borrow the exact amount you need. Fixed-Rate Loans: The interest rate charged, and the annual percentage rate are constant for the life of the loan. 1st Advantage reserves the right to cancel this promotion at any time. Contact 1st Advantage for details.

Term (Months)

Up to 48 months

Annual Percentage Rate (APR)*

5.99%

Term (Months)

Up to 60 months

Annual Percentage Rate (APR)*

6.24%

Term (Months)

Up to 66 months

Annual Percentage Rate (APR)*

6.40% 

Term (Months)

Up to 75 months^

Limited Time Offer

Annual Percentage Rate (APR)*

5.49%

Term (Months)

Up to 84 months 

Annual Percentage Rate (APR)*

7.74%

Term (Months)

Up to 96 months 

Annual Percentage Rate (APR)*

9.74% 

Learn More
Motorcycle Loans

Term

APR*

*APR = Annual Percentage Rate. Current APR as of 7/1/2024. Other terms available. Minimum financed amount required. Minimum monthly payment required. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. Listed Auto Loan rates include .25% discount with autopay set up & .25% discount on B+ and higher credit scores with 80% LTV. Regardless of available discounts, 7.99% is the minimum APR offered. Mileage and the condition of the collateral will be considered. Certain restrictions apply.

Term

Up to 48 months

APR*

7.99%

Term

Up to 60 months

APR*

8.24%

Term

Up to 66 months

APR*

8.40%

Term

Up to 75 months

APR*

8.20%

Term

Up to 84 months

APR*

9.49%

Term

Up to 96 months

APR*

11.49%

Learn More
RV Loan Rates

Term

APR*

*APR = Annual Percentage Rate. Other terms available. Current APR as of 7/1/2024. Minimum financed amount required. Minimum monthly payment required. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. Listed Auto Loan rates include .25% discount with auto pay setup & .25% discount on B+ and higher credit scores with 80% LTV.
Regardless of available discounts, 7.99% is the minimum APR offered. Mileage and the condition of the collateral will be considered. Certain restrictions apply. All Recreational Vehicle loans require a minimum 20% cash down payment.

Term

Up to 48 months

APR*

7.99%

Term

Up to 60 months

APR*

8.24%

Term

Up to 66 months

APR*

8.40%

Term

Up to 75 months

APR*

8.20%

Term

Up to 84 months

APR*

9.49%

Term

Up to 96 months

APR*

11.49%

Learn More
Boat Loans (New and Used)

Term

APR*

*APR = Annual Percentage Rate. Current APR as of 7/1/2024. Other terms available. Minimum financed amount required. Minimum monthly payment required. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. Listed Auto Loan rates include .25% discount with autopay set up & .25% discount on B+ and higher credit scores with 80% LTV. Regardless of available discounts, 7.99% is the minimum APR offered. Mileage and the condition of the collateral will be considered. Certain restrictions apply.

Term

Up to 48 months

APR*

7.99%

Term

Up to 60 months

APR*

8.24%

Term

Up to 66 months

APR*

8.40%

Term

Up to 75 months

APR*

8.20%

Term

Up to 84 months

APR*

9.49%

Term

Up to 96 months

APR*

11.49%

Learn More
New & Used ATV Loans

Term 

APR*

*APR = Annual Percentage Rate. Current APR as of 7/1/2024. Other terms available. Minimum financed amount required. Minimum monthly payment required. Rate based on loan term and creditworthiness (credit score and history). Rates are subject to change at any time and are not guaranteed. Listed Auto Loan rates include .25% discount with autopay set up & .25% discount on B+ and higher credit scores with 80% LTV.

Term 

Up to 48 months

APR*

7.99%

Term 

Up to 60 months

APR*

8.24%

Term 

Up to 66 months

APR*

8.40%

Term 

Up to 75 months

APR*

8.20%

Term 

Up to 84 months

APR*

9.49%

Term 

Up to 96 months

APR*

11.49%

Learn More

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