Skip A Payment

When You Need It Most

Apply Now

Life happens. We make it easier.

Whether you’re planning a getaway, catching up on bills, or just need a little breathing room—our Skip A Payment program is here to help. Eligible members can defer one monthly loan payment when they need it most, giving you the flexibility to focus on what matters.

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Convenient online application

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Skip one monthly payment per eligible loan

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$30 processing fee per loan, per skip

(deducted from your savings or checking)

Eligible Loans:

  • Vehicle Loans

  • Signature Loans

  • Secured Loans

Please note: Credit Cards, Signature Lines of Credit, Mortgage, Business, and CashPlease loans are not eligible.

Do You Qualify?

To be eligible, the following must apply:

  • Your loan has been open for at least 11 months

  • You’ve made 9 consecutive on-time payments

  • All credit union accounts are in good standing

  • You submit your request at least 7 days before your loan due date

  • A Co-Borrower/Guarantor (if applicable) signs the request

Skip A Payment Now

Disclosures

*Fixed term Signature, Secured, and Vehicle loans qualify for Skip A Payment program. Credit Card, Signature Lines of Credit, Mortgage, Business, and CashPlease loans are not eligible for program. Charges and other restrictions may apply. Loan must be open for at least 11 months and member must have made 9 consecutive payments on the loan. Member must be current on loan, all credit union accounts, and in good standing to qualify. One skipped payment may be used on a qualified loan in a rolling 10-month period. There is a $30 application fee per loan, per occurrence. All requests to defer a payment must be approved. Interest will continue to accrue during the deferral period. This will extend the original term and increase the amount of finance charges. If there is a Co-Borrower/Guarantor on the loan, all parties must sign to be eligible for this program. Please complete and submit the Skip a Pay application 7 days in advance of the requested loan due date. Contact us for additional details.