Visit our convenient locations to open new accounts, secure affordable loans, use our ATMs and drive-thru services and consult our financial experts about any topic. As a member with a 1st Advantage Debit Mastercard, you also have access to our network of 65,000+ surcharge-free ATMs* to get your cash whenever you are and without the ATM fees!

See our holiday schedule for information about branch closings.


Branch & ATM Locator

Membership Eligibility

1st Advantage membership is open to anyone who lives, works, worships or attends school in Hampton Roads and parts of Richmond and North Carolina, and to any immediate family members of current 1st Advantage members. Join Today!

Membership Benefits
1st Advantage members directly benefit from our earnings being passed along in the form of higher dividends, lower loan rates and fewer fees. We're focused on your priorities and financial goals by offering a full line of products and services to better serve you. 

*Applicable at Co-Op, Allpoint, and 1st Advantage ATMs with 1st Advantage Debit Mastercard.