Auto Protection Programs
Enjoy peace of mind and special perks It’s your Advantage
Drive Confidently with Our Support
It’s a great feeling to know that proper insurance and warranties will cover unexpected events in your travels.
You’ve Got Options
Add one or more of these options to your auto loan and start driving worry-free.
Warranty Program
1st Advantage offers cost-effective extended warranties on new and used vehicles, even if you don’t have an auto loan with us. It’s a smart move if you plan to keep your vehicle on the road for many years.
GAP Coverage
Guaranteed Asset Protection will help reduce or eliminate the difference between what your insurance pays out and your outstanding loan balance if your vehicle is stolen or totaled in an accident. It’s affordable, valuable coverage that you can apply to your new auto loan.
Debt Cancellation
Cover any unpaid loan balances and provide comfort to you and family during difficult times. 1st Advantage will cancel your debt due to loss of life, accidental disability, involuntary unemployment, family leave and more.
Find Coverage For Your Vehicle
Select the vehicle you wish to add coverage for to see your available options.
For Auto Loan coverage, you can choose from the following options:
- GAP Coverage
- Warranty Protection
- Debt Cancellation
Learn more about new or used car loans and how to add coverage today.
For Motorcycle Loan coverage, you can choose from the following options:
- GAP Coverage
- Debt Cancellation
Learn more about our Motorcycle Loans and how to add coverage today.
For RV Loan coverage, you can choose from the following options:
- GAP Coverage
- Debt Cancellation
Learn more about our RV Loans and how to add coverage today.
For Boat Loan coverage, you can choose from the following options:
- GAP Coverage
- Debt Cancellation
Learn more about our Boat Loans and how to add coverage today.
For ATV Loan coverage, you can choose from the following options:
- GAP Coverage
- Debt Cancellation
Learn more about our ATV Loans and how to add coverage today.
Get Answers to Your Questions
When you need to file a credit insurance or debt protection claim, please alert us of the incident
so we can support you and help you with the claims process through Securian Financial. Once
you alert us, please file your claim online or through the other methods listed below. Online
claims filing is preferred and faster than filing your claim via paper forms. Please continue
making the loan payments until a claim decision is communicated to you.
Options for filing your claim
Option 1: File your claim online
• Visit Securian.com/mycoverage.
• Create a secure account with a username and password.
• Select the type of claim you’re reporting.
• Answer questions about your claim.
• Once the claim is received, it will be reviewed, and you will be notified of a decision.
• After your claim is submitted, you can log in any time at Securian.com/mycoverage to
check on claim status and receive information on payment details.
Here is a short video about the claims portal.
Option 2: File your claim over the phone
• Call the claim contact center at 1-800-328-9442.
• Answer questions about the claim and a claims package with a claims form will be
mailed or emailed to you.
• Once the claim is received, it will be reviewed, and you will be notified of a decision.
• After you’ve reported a claim, you can call the claim center for information on claim
status.
Option 3: File your claim with paper forms
• Receive claims forms from your financial institution.
• Fill out the claims form in its entirety.
• Mail or fax claims form to PO Box 64114 St. Paul, MN 55164-0114 or 1-877-494-8401.
• Once the claim is received, it will be reviewed, and you will be notified of a decision.
• After you’ve reported a claim, you can call the claim center for information on claim
status or wait for your decision via mail.
Information needed for filing a claim
• Full name
• Date of birth
• Address
• Date of event
• Cause of event
• Any documentation related to the event
Questions?
Contact Securian Financial at 1-800-328-9442 Monday through Friday 7 a.m. to 6 p.m. Central.
Not finding what you’re looking for? See all our FAQs or Contact Us.
Related Resources
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