ATM Security: Take Care When Using ATMs and Other Card Readers

What is skimming?

Skimming occurs when a tiny portable device is attached to a card scanner on an ATM machine, at a gas pump, at a restaurant or anywhere else. The device captures your card’s information as the magnetic strip passes through the scanner and provides criminals everything they need to steal your identity and funds from your account.

Learn how to spot skimming threats

There’s also the threat of cameras recording your keypad entries or high-tech devices that record your PIN as you enter it. When you’re using an ATM or any card reader, take these precautions:

• Take a close look at the card reading slot to determine if there are seams or gaps in the surrounding plastic or if anything else shows an indication of tampering
• Pull on the card reader; if it moves, don’t use it.
• Look at other card readers near you to determine if they look the same as the one you’re using.
• Use ATMs that are inside a store because it’s more difficult to install a skimmer with employees nearby.
• Choose the “Credit” option during purchases to avoid entering your PIN.
• Shield the keyboard when entering your PIN and be aware of your surroundings when using an ATM or any other card reader.

Be mindful of suspicious activity around ATMs to safeguard your sensitive information. If you suspect that your 1st Advantage account has been compromised, contact us immediately at 757-877-2444.