« Back to the Help section

How do I know if I qualify for an FHA loan?

To qualify for an FHA loan, you’ll need to satisfy several requirements. The FHA’s minimum requirements include:

  • A DTI of less than 50, which means that your total monthly debt payments can’t be more than 50% of your pretax income
  • An appraisal to ensure that the home you want to buy is a good investment and meets basic safety and livability standards