In addition to 1st Advantage’s underwriting criteria, you must also meet the following:
- You and your cosigner (if applicable) are US citizens or permanent residents.
- You’ve graduated from an eligible school.
- You’re refinancing private and/or federal loans.
- If you have loans for preparation classes (including LSAT, MCAT, GMAT, and GRE), they’re not eligible for refinancing.
- You’re a member of 1st Advantage Federal Credit Union (or become a member during the online application process).