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Who is eligible to refinance with 1st Advantage?

In addition to 1st Advantage’s underwriting criteria, you must also meet the following:

  • You and your cosigner (if applicable) are US citizens or permanent residents.
  • You’ve graduated from an eligible school.
  • You’re refinancing private and/or federal loans.
  • If you have loans for preparation classes (including LSAT, MCAT, GMAT, and GRE), they’re not eligible for refinancing.
  • You’re a member of 1st Advantage Federal Credit Union (or become a member during the online application process).