New Member Center
Everything you need in one placeIt’s your Advantage
Welcome to the 1st Advantage Family!
Discover what it means to bank with a community-focused credit union. Thank you for choosing 1st Advantage for your financial needs, we’re glad you’re with us. Our promise to you, our member, is to work together to secure a real advantage for you and your family. You can expect personal attention as well as products, services and resources to make your banking easier.
Where You Deposit Your Money Matters
We provide the full-service products you need to achieve your goals and the modern technology you want to take care of business.
24/7 Access to Online Banking
Our robust Online Banking & Mobile Banking allows you to make transfers, send money, view your balance, pay bills, and more.
Competitive Interest Rates
Unlike most big banks, our annual profit is used to lower interest rates, making loans more affordable to all our members.
Shared ATM & Branch Locator
Find a branch or shared ATM near you to perform various transactions and speak with a 1st Advantage representative.
Fast & Easy Applications
Our loan applications are fast and easy-to-use. Plus, you can get pre-approval in minutes depending on the loan you choose.
Benefits of Membership
We’re focused on your priorities, listening to your unique needs, and goals.
Your financial well-being is our priority
With 1st Advantage, you can trust that we’re operating in your best interests and offer a full line of products and services to better serve you which includes…
- Checking, Savings, and IRAs
- Mortgages, Auto Loans, RV Loans, and Personal Loans
- Mastercard Credit Cards
- Free Online & Mobile Banking with Bill Pay and Direct Deposit
- Convenient locations in Virginia and access to thousands of more through the CO-OP Network
Stories that Empower & Inspire
Explore our resources on financial wellness and how to manage money the smart way.

ATM Security: Take Care When Using ATMs and Other Card Readers

When Refinancing an Auto Loan Makes Sense
