Auto Loan Specials
The Road to Savings Starts HereIt’s your Advantage
Your Next Auto Loan With Us Comes With a Bonus
Ready to roll into a great deal? Finance your next vehicle with us and you could score up to a $500** cash bonus. Or, if you love your car but not your rate, our auto refi special has your back. The loan process is quick and easy, and you can complete everything from start to finish on your smartphone or computer.
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Cash bonus of up to$500**
when you finance your vehicle with us.
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Auto refinance rates as low as3.99% APR*
up to 48 months. Plus, the cash bonus**
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With all of our auto specials, receive90 days***
with no payments.
Take control of your finances today and enjoy the freedom of a car payment vacation!
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Term (Months) |
Model Years |
Annual Percentage Rate (APR) |
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*APR = Annual Percentage Rate. Current APR as of 4/17/2026. Rates and terms based on credit criteria. Credit restrictions apply. Rates as low as 3.99% APR for up to 48 months assumes excellent credit. Minimum credit score of 640 required to qualify for promotion. Vehicle must be a 2023 or newer. Existing 1st Advantage loans are not eligible for refinance. Not valid with any other offer. Maximum interest rate is 17.95%. The minimum refinance loan amount is $5,000. Review your existing loans carefully to borrow the exact amount you need. Fixed-Rate Loans: The interest rate charged, and the annual percentage rate are constant for the life of the loan. 1st Advantage reserves the right to cancel this promotion at any time. Contact 1st Advantage for details. ^APR = Annual Percentage Rate. Current APR as of 4/17/2026. Rates and terms based on credit criteria. Credit restrictions apply. Rates as low as 4.75% APR for up to 75 months assumes excellent credit. Minimum credit score of 640 required to qualify for promotion. Vehicle must be a 2023 or newer. Existing 1st Advantage loans are not eligible for refinance. Not valid with any other offer. Maximum interest rate is 17.95%. The minimum refinance loan amount is $5,000. Review your existing loans carefully to borrow the exact amount you need. Fixed-Rate Loans: The interest rate charged, and the annual percentage rate are constant for the life of the loan. 1st Advantage reserves the right to cancel this promotion at any time. Contact 1st Advantage for details. ^^APR = Annual Percentage Rate. Current APR as of 4/17/2026. Rates and terms based on credit criteria. Credit restrictions apply. Rates as low as 5.24% APR for up to 60 months assumes excellent credit. Minimum credit score of 640 required to qualify for promotion. Vehicle must be a model year 2020-2022. Existing 1st Advantage loans are not eligible for refinance. Not valid with any other offer. Maximum interest rate is 17.95%. The minimum refinance loan amount is $5,000. Review your existing loans carefully to borrow the exact amount you need. Fixed-Rate Loans: The interest rate charged, and the annual percentage rate are constant for the life of the loan. 1st Advantage reserves the right to cancel this promotion at any time. Contact 1st Advantage for details. |
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Term (Months) Up to 48 months |
Model Years 2023 or newer |
Annual Percentage Rate (APR) 3.99% APR* |
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Term (Months) Up to 75 months |
Model Years 2023 or newer |
Annual Percentage Rate (APR) 4.75% APR^ |
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Term (Months) Up to 60 months |
Model Years 2020-2022 |
Annual Percentage Rate (APR) 5.24% APR^^ |
Don’t miss out on these limited time offers!
Our Members Love Us…
I recently had the pleasure of refinancing my vehicle with 1st Advantage, and I cannot speak highly enough of the experience. From the moment I reached out, their customer service was on point, exceeding all expectations. Their team guided me through every step of the process with professionalism and genuine care.
Christopher S.
Member since 2022
Disclosures
**Receive a cash bonus when you finance a new, used, or refinanced auto loan with 1st Advantage. Cash bonuses are based on loan amount as follows: $100 for loan amounts of $5,000 to $14,999.99; $200 for loan amounts of $15,000 to $29,999.99; $300 for loan amounts of $30,000 to $44,999.99; $400 for loan amounts of $45,000 to $74,999.99; and $500 for loan amounts of $75,000 or more. Minimum loan amount must be over $5,000 to qualify for this offer. Only one incentive paid per loan, and funds will be credited to the primary applicant’s savings account between 60–90 days of the loan funding date. Existing 1st Advantage loans are not eligible for this offer. Contact 1st Advantage for full details.
***No payments for 90 days on approved and funded loans, restrictions apply. Offer available for a limited time.