VA Mortgages
An easier path to homeownershipIt’s your Advantage
For all who have served our country, past and present
The VA home loan program, backed by the US Department of Veterans Affairs. It’s a great home loan option to help veterans, reservists, active duty and retired military personnel afford a home. These government-guaranteed loans are ideal if you’re a qualified borrower without a lot of cash.
We’d be honored to help you settle into a comfortable home and enjoy special financing options made available through the VA loan program.
How does a VA Home Loan Work?
With a VA home loan backed, the US Department of Veterans Affairs guarantees part of your loan. That means if your home loan goes into foreclosure, the guarantee allows us–your lender–to at least recover some of our losses.
That guarantee translates to less risk for us and helps us approve you for the financing and it helps you get more favorable loan terms. According to the US Dept. of Veterans Affairs, about 90% of all VA-backed home loans are made without a down payment.
100% Financing Available
Easier Qualifying Terms & No Monthly Mortgage Insurance
Choose a Fixed or Adjustable Rate
Add Up to $6,000 to Your Mortgage for Energy-Efficiency Improvements
Up to 90% Cash Out Financing Available
Start the Homebuying Process with 1st Advantage
Our friendly mortgage professionals are here to help. Contact us to get started today.
Alicia Bowen
NMLS #305735
Get Answers to Your Questions
With some exceptions, VA home loans are not one-time use options. You can continue to take advantage of the U.S. Department of Veterans Affairs program for additional homes after you’ve used it the first time. To get the process started, contact us at 757-877-2444.
Not finding what you’re looking for? See all our FAQs or Contact Us.
Ready To Buy Your New Home?
We’ll help you achieve your home buying dreams from start to finish.