It's time to get a better deal on a car loan. Whether you're purchasing a vehicle or refinancing a loan, we make the process easy with a simple application and a quick closing. After all, you'd rather be out there enjoying your car and the money you've saved. Affordable extended warranties and guaranteed asset protection (GAP) are also available.
All Auto Loans feature:
- Low monthly payments with competitive low rates
- No payment for 90 days^^
- No application fee or prepayment penalty
- Loan coverage and warranty programs
- Check out our Auto Protection & Programs
Already have an auto loan?
You can save hundreds, even thousands of dollars over the life of your auto loan by refinancing with 1st Advantage.
Benefits of Refinancing with 1st Advantage:
- No payments for 90 days^^
- Low monthly payments with competitive rates
- Fast and simple application process
- No application fee
Don’t overpay for your next car
Start your next car search—for a new or used vehicle—with 1st Advantage's Car Buying Service
powered by TrueCar. This online service makes car buying easier and friendlier, a no-hassle buying experience that guarantees you savings on your vehicle purchase price so you don't overpay.
*Receive $250 cash when you finance a new auto loan (2019 or newer) directly with 1st Advantage. Financing must be done online at 1stadvantage.org, through the 1st Advantage call center or at a 1st Advantage branch. Loans financed with 1st Advantage through a dealership are not applicable. Minimum loan amount must be over $25,000 to qualify for this offer. Only one incentive paid per loan and funds will be credited to the primary applicant’s savings account between 60-90 days of loan funding date. Existing 1st Advantage loans are not eligible for this offer. No payments for 90 days on approved and funded loans, restrictions apply. Offer available for a limited time.
^Receive a cash bonus when you refinance a loan from another financial institution with 1st Advantage. Cash bonuses are based on loan amount. Receive $200 for loan amounts of $25,000 or more; Receive $150 for loan amounts of $20,000 to $24,999.99; Receive $100 for loan amounts of $15,000 to $19,999.99; Receive $50 for loan amounts $5,000 to $14,999.99 Minimum loan amount must be over $5,000 to qualify for this offer. Only one incentive paid per loan and funds will be credited to the primary applicant’s savings account between 60-90 days of loan funding date. Existing 1st Advantage loans are not eligible for this offer. Offer expires 2/28/2021. Contact 1st Advantage for details.
^^ Limitations apply. Contact 1st Advantage for details.