It's time to get a better deal on a car loan. Whether you're purchasing a vehicle or refinancing a loan, we make the process easy with a simple application and a quick closing. After all, you'd rather be out there enjoying your car and the money you've saved. Affordable extended warranties and guaranteed asset protection (GAP) are also available.

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All Auto Loans feature:

  • Low monthly payments with competitive low rates
  • No payment for 90 days^^
  • No application fee or prepayment penalty
  • Loan coverage and warranty programs
  • Check out our Auto Protection & Programs

Already have an auto loan?

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You can save hundreds, even thousands of dollars over the life of your auto loan by refinancing with 1st Advantage.

Benefits of Refinancing with 1st Advantage:

  • No payments for 120 days^^
  • Low monthly payments with competitive rates
  • Fast and simple application process
  • No application fee 

Don’t overpay for your next car

Start your next car search—for a new or used vehicle—with 1st Advantage's Car Buying Service powered by TrueCar. This online service makes car buying easier and friendlier, a no-hassle buying experience that guarantees you savings on your vehicle purchase price so you don't overpay. 


*Receive $250 cash when you finance a new auto loan (2019 or newer) directly with 1st Advantage. Minimum loan amount must be over $25,000 to qualify for this offer. Only one incentive paid per loan and funds will be credited to the primary applicant’s savings account between 60-90 days of loan funding date. Existing 1st Advantage loans are not eligible for this offer. No payments for 90 days on approved and funded loans, restrictions apply. Offer available for a limited time.
 
^Receive a cash bonus when you refinance a loan from another financial institution with 1st Advantage. Cash bonuses are based on loan amount. Receive $200 for loan amounts of $25,000 or more; Receive $150 for loan amounts of $20,000 to $24,999.99; Receive $100 for loan amounts of $15,000 to $19,999.99; Receive $50 for loan amounts $5,000 to $14,999.99 Minimum loan amount must be over $5,000 to qualify for this offer. Only one incentive paid per loan and funds will be credited to the primary applicant’s savings account between 60-90 days of loan funding date. Existing 1st Advantage loans are not eligible for this offer. Offer expires 8/31/2020. Contact 1st Advantage for details.

^^ Limitations apply. Contact 1st Advantage for details.