Our Certificates are ideal savings accounts when you have excess cash that you can leave untouched for specific periods of time. Your money grows at a higher rate in a Certificate, helping you save more for your cash reserves or a special purchase. View the current Certificate specials

Lock in your desired rate of growth

  • $500 minimum opening balance
  • Terms available from 6 to 60 months
  • Dividends compounded and paid quarterly
  • Fixed growth for the entire term and federally insured
  • Certificates automatically renew at maturity, unless you withdraw funds
  • Your savings are federally insured up to $250,000 by the National Credit Union Administration (NCUA)
*APY= Annual Percentage Yield. Dividends calculated on average daily balance and compounded quarterly. The rates listed are accurate and effective as of 2/1/2019. Rates and terms are subject to change without notification. $500 Minimum balance to open for all shares except 40-Month ($5,000 Minimum). A penalty and/or account closure will be imposed for withdrawals before maturity. Fees may reduce earnings. Contact 1st Advantage for details.