The card that helps you get more out of every day.

Apply Today

Unlimited cashback is only the beginning. Our World Mastercard helps you get more out of every day with enhanced benefits!
  • 1% cashback everywhere, every time.
  • 3% cashback in select bonus categories.* Current categories include restaurants and fast food establishments.

MC CashBack Web Graphic

Maximize your cashback by using the World Mastercard on the things you buy most!
  • APR** as low as 12.99%
  • No annual fee
  • No balance transfer fee
  • No cash advance fee

Earn $150 for spending $5,000 or more in the first 90 days.

Click here to learn how to cash in on your cash back!

World Mastercard List of Card Benefits

Enjoy the benefits of having a World Mastercard like Mastercard ID Theft Protection, Mastercard Global Service, Mastercard Airport Concierge, Shoprunner, Mastercard Travel and Lifestyle Services, Zero Liability, Cashback Program, Mastercard Golf, and Mastercard Priceless Cities.
 Phone Icon
 Money Icon
Access Your Account Information
Manage your account through Online Banking,
Access Point, or by downloading our Mobile
Banking App
. Conveniently check balances,
make payments, and see transactions.

Start Earning Rewards
In addition to earning 3% cashback in bonus
categories, you also earn 1% cashback on all
other purchases.* Save time and earn cash
back on your monthly expenses by setting up
automatic payments to your card.

 Phone & Card Icon  Cards Icon
Add To Your Digital Wallet
Add your new card to your digital wallet and
breeze through the checkout lines!

Add Additional Cards
Earn rewards together and share the benefits
of your card membership with those who matter
most. Get started by calling 1-800-359-7650 or

World Mastercard Benefits Guide
* World Mastercard cardholders will receive 3% cash back in select bonus categories and 1% cash back on all other purchases. 3% cash back category changes quarterly. See Terms and Conditions for full program and service details. 1. Valid for World Mastercard cardholders only. 2. Certain terms, conditions, and exclusions apply. Visit for full details. Mastercard Travel & Lifestyle Services are provided by Ten Lifestyle Management Ltd. No travel bookings are being made by Mastercard, nor is Mastercard acting as a travel agency or providing any travel consultation or advice, in connection with Mastercard Travel & Lifestyle Services. 3. These are summary descriptions only. Certain terms, conditions and exclusions apply. To learn more about Zero Liability, visit Contact your 1st Advantage for complete coverage terms and conditions. Applicable to U.S. Cardholders only. Valid for 1st Advantage Mastercard.
**Annual Percentage Rate (APR) is variable and currently ranges from 12.99% to 17.95% and is accurate as of 5/1/2021. Your APR is determined by program selected and credit history. All other information will be disclosed when you receive your card in the mail. Please contact the credit union at
757-877-2444 with questions or concerns.