Year: 2026

Headshot Michelle Nealey

International Women’s Day

In celebration of International Women’s Day, we’re honored to spotlight Michelle Nealey, our Chief Financial Officer, whose leadership strengthens our credit union every day. Michelle’s strategic vision, integrity, and dedication to our members make her an invaluable part of our team. She’s sharing reflections on her role, the mentors who influenced her, and her guidance for women pursuing leadership. Continue reading

Group of young adults on their phones

How to Build your Brand on Social Media

In an age where over 3.6 billion people worldwide use social media, the digital landscape has become the new marketplace for brand discovery and growth. For small business owners, marketers, and aspiring influencers, leveraging the power of social platforms is not just an extra opportunity; it’s an essential component of your brand’s success.
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Married couple sitting on the floor of their new home with moving boxes around. They are happily looking at a framed photo from their wedding.

Share Your 1st Advantage Story

As we mark 75 years of dedicated service to our community, we at 1st Advantage Federal Credit Union are taking a moment to reflect on what truly makes us unique—our members. We invite you to be part of our anniversary celebration by sharing your story with us. Your journey with 1st Advantage could be featured as part of our commemorative activities, including highlights on our social media platforms. Your insights are invaluable, and we would love to hear how we have made a difference in your life. Continue reading

Happy couple in their home. Husband is wearing a military uniform.

What to Look for in a VA loan

As a well-deserved benefit for your service, VA home loans are one of the most powerful tools available to help military members and Veterans achieve the dream of homeownership. This option is available to eligible Veterans, active-duty service members, certain National Guard and Reserve members, and eligible surviving spouses who meet minimum service requirements and obtain a Certificate of Eligibility (COE). If you’ve served our country, a VA loan could be your simplest path to a new home. Continue reading

Couple outdoors sitting down while looking at an iPad. Bicycle in background.

How to Use a Debt Tracker to Manage Debt

A clear view of your debt is the first step toward taking control of it. When bills arrive on different days and interest rates vary wildly, it’s easy to feel stuck and overwhelmed. A debt tracker changes that. By organizing every balance, due date, and payment in one place, you turn chaos into clarity. Suddenly, you can spot opportunities to save money, choose the smartest payoff strategy, and watch your progress in real time. With the right system, every payment becomes a win — and every month brings you closer to financial freedom. Continue reading

Family sits in cars trunk near house. Mother, father, son.

What Does It Mean to be Upside Down on a Loan?

Have you ever heard someone say they were “upside down” or “underwater” on a loan? Simply put, negative equity means that the amount you owe on a loan is greater than the current market value of the asset you bought. This situation can happen with major purchases like a home or a car, and understanding it is key to protecting your financial health. Continue reading