Access & convenience are just the beginning.
Congratulations! As an employee working in the Hampton Roads region, you are eligible for the 1st Advantage Banking at Work Program. This benefit gives you access to convenient and affordable banking services all designed to make your life easier.
Auto Loans Special
Up to 0.25%1 rate reduction on all auto loans! Plus, no payments for 90 days!
Auto Refinance Special
Earn up to $2003 cash when you refinance your auto loan with us!
Home Equity Line of Credit Special
Enjoy no closing costs4 with low introductory rates and fast processing!
Free Checking Account
No minimum balance or monthly fee.
Early Access to Funds
Get paid up to 2 days early** with Direct Deposit.
Access to 65,000+ Free ATMs^
Have nationwide access to 65,000 surcharge-free ATMs
No-Fee Credit Mastercard
No annual fee, competitive rates, and two great rewards card options.
Online & Mobile Banking
Get free Mobile Check Deposit*, e-Statements, and Bill Pay.
Discount on Products
Enjoy great discounts and low rates on a variety of our financial products.
Free Financial Checkups
The Importance of Credit History & Successful Savings
6 Steps to Transfer Your Credit Card Balance
* Limitations apply. ** Subject to you payment provider’s processing and timing.
^ Applicable at Co-Op, Allpoint, and 1st Advantage ATMs with 1st Advantage Debit Mastercard.
1. Loan rate discount available of 0.25% off with auto pay setup for auto loan payment.
2. For being an employee of the Hampton Roads Region you receive $250 cash when they close on a mortgage loan with 1st Advantage. Only one incentive paid per loan and funds will be credited to the primary applicant’s savings account between 60-90 days of loan funding date. Existing 1st Advantage loans are not eligible for this offer.
3. Receive a cash bonus when you refinance a loan from another financial institution with 1st Advantage. Cash bonuses are based on loan amount. Receive $200 for loan amounts of $25,000 or more; Receive $150 for loan amounts of $20,000 to $24,999.99; Receive $100 for loan amounts of $15,000 to $19,999.99; Receive $50 for loan amounts $5,000 to $14,999.99 Minimum loan amount must be over $5,000 to
qualify for this offer. Only one incentive paid per loan and funds will be credited to the primary applicant’s savings account between 60-90 days of loan funding date. Existing 1st Advantage loans are not eligible for this offer.
4. No closing costs, excluding appraisal fee if required, for new loans of $150,000 or less. Not available for home purchase or investment properties. If you close your line of credit within thirty-six (36) months, you will be required to reimburse the Credit Union for closing costs paid on your behalf. Property insurance is required, flood insurance may be required. Consult with your tax advisor on potential tax savings. Certain
restrictions apply. Limited time offer.
5. APY = Annual Percentage Yield. The Performance Plus Money Market Account tier dividend rates and APY as of 7/11/2023 are subject to change daily. Dividends compounded monthly. Fees may reduce earnings. If you have any questions or require current rate information
please call the credit union at 757-886-3333.