Welcome to the Neighborhood

Get $200^ when you open a checking account
It’s your Advantage

Open a Checking Account

Open a Checking Account

Please choose one of the following options:

Questions?

Speak with a Representative

Chat online

Call us: 1 (800) 359-7650


Representatives are available 24/7 to assist you.

About 1st Advantage

New Mover Special Offers

We’re glad you’re here and to help you get settled, we’re excited to share a couple of special offers designed with new members in mind. Stop by your local branch to say hello—we’d love to meet you.

  • Earn
    $200^

    cash when you open a qualified checking account with us.

  • Earn up to
    $500**

    cash bonus when you finance your next vehicle with us.

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Earn $200^ cash when you open a qualified checking account

Open a qualified checking account that supports your lifestyle and aligns with your vision for the future. We offer several checking account options that provide convenience and access anytime. Choose between Preferred Checking, Premier Checking, or Free Advantage Checking and meet the following requirements to earn $200^:

  • Don’t currently have a checking account with 1st Advantage
  • Sign up for eStatements
  • Have a recurring direct deposit
  • Spend $200^ or more using your 1st Advantage Debit Mastercard within the first 60 days of opening
  • Use promo code CHECKING200 at account opening

Which checking account is right for you? Learn more.

Open Online

Open a Checking Account

Please choose one of the following options:

Questions?

Speak with a Representative

Chat online

Call us: 1 (800) 359-7650


Representatives are available 24/7 to assist you.

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Earn up to $500** cash bonus when you finance your next vehicle with us

This limited‑time offer is good for all new auto loans — whether you’re buying new, used, or refinancing the car you already love. Plus, enjoy 90 days*** with no payments.

Love your car but not your rate? Refinance with 1st Advantage and you could lower your monthly payment, reduce your interest rate—and take advantage of the cash bonus. You can add peace of mind with our Auto Protection options, designed to help safeguard your vehicle and your budget from the unexpected.

Learn more about our auto loans.

Best of all, the loan process is quick and easy, and you can complete everything from start to finish on your smartphone or computer.

Bank Local. Get More.

At 1st Advantage, you’re more than an account number—you’re a member.

You’ll enjoy:

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A Financial Partner You Can Trust

Moving into a new community comes with a lot of change, and we’re here to make at least one part of that transition feel easy. At 1st Advantage Federal Credit Union, you’re not just opening an account — you’re joining a community that’s built to support you, your goals, and your financial well‑being.

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Where Your Money Works for You

You’re choosing a financial partner that puts people first. Unlike big banks, we return our annual profit to our members — lowering interest rates and making loans more affordable. It’s one of the many ways we reinvest in the communities we serve.

Full-Service Financial Products

We offer the full‑service financial products you need to build the future you want — from everyday checking and savings to loans, credit cards, long‑term planning, and much more.

Enjoy 24/7 access to your accounts with our Online & Mobile Banking. Easily transfer funds, send money, check your balance, pay bills, and more.

Learn more and download our mobile app here.

Grow your money steadily at a great rate to help you get where you want to go.

Learn about our savings account options.

Our auto loans are built to help you get where you’re going with competitive rates, flexible terms, and the support of a credit union that puts your needs first.

Learn about our Auto Loans.

Your spending should support your lifestyle, not complicate it. At 1st Advantage, our credit cards offer practical benefits and everyday value, giving you the flexibility and confidence to make the most of each moment.

Learn about our credit card options. 

Each season of your life is defined by different goals. That’s why our personalized one-on-one financial guidance is designed to help you discover where you are today so you can plan for tomorrow.

Learn about Advantage Financial.

Disclosures

^To be eligible for the $200 cash bonus, you must not currently have a checking account with 1st Advantage, open a Premier, Preferred, or Free Advantage Checking Account, use promo code CHECKING200 at account openingsign up for eStatements, have one monthly recurring direct deposit going into your Checking Account, and spend $200 or more using your 1st Advantage Debit Mastercard within 60 days of account opening. The account must remain open and in good standing for 90 days. If new account is closed within the first 90 days, there is a $15 early closing fee. Account will be reviewed once during a 60-90 day period to qualify for incentive. Incentive will be credited to the checking account 60-90 days after opening. This is a limited time offer and 1st Advantage reserves the right to cancel the promotion without notice.

**Receive a cash bonus when you finance a new, used, or refinanced auto loan with 1st Advantage. Cash bonuses are based on loan amount as follows: $100 for loan amounts of $5,000 to $14,999.99; $200 for loan amounts of $15,000 to $29,999.99; $300 for loan amounts of $30,000 to $44,999.99; $400 for loan amounts of $45,000 to $74,999.99; and $500 for loan amounts of $75,000 or more. Minimum loan amount must be over $5,000 to qualify for this offer. Only one incentive paid per loan, and funds will be credited to the primary applicant’s savings account between 60–90 days of the loan funding date. Existing 1st Advantage loans are not eligible for this offer. Contact 1st Advantage for full details.

***No payments for 90 days on approved and funded loans, restrictions apply. Offer available for a limited time.

†Applicable at CO-OP and 1st Advantage ATMs with our Debit Card