For everyday purchases and beyond.

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Use your Mastercard credit card for everyday purchases - at stores, online and even places that don't accept cash or checks like hotels. Your Mastercard gives you the freedom to support the lifestyle you choose.

  • APR** as low as 12.75%
  • No annual fee
  • No balance transfer fee
  • No cash advance fee

NEW CARDHOLDER BONUS! 3.99% Introductory APR^ for first 6 months on new purchases and balance transfers! The thereafter APR^ ranges from 12.75% to 17.95%.

Standard Card Benefits

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Access Your Account Information
Manage your account through Online Banking,
Access Point, or by downloading our Mobile
Banking App
. Conveniently check balances,
make payments, and see transactions.

Add To Your Digital Wallet
Add your new card to your digital wallet and
breeze through the checkout lines!

Mastercard Benefits Guide
1. These are summary descriptions only. Certain terms, conditions and exclusions apply. To learn more about Zero Liability, visit Contact your 1st Advantage for complete coverage terms and conditions. Applicable to U.S. Cardholders only. Valid for 1st Advantage Mastercard.
**Annual Percentage Rate (APR) is variable and currently ranges from 12.75% to 17.95% and is accurate as of 5/8/2023. Your APR is determined by program selected and credit history. All other information will be disclosed when you receive your card in the mail. Please contact the credit union at 757-877-2444 with questions or concerns.