College and Skilled Trade Scholarships Available! Deadlines are approaching soon — don’t miss out on funding for your future. Learn more and apply today.
Branch Closure
All 1st Advantage branches will be closed on Monday, February 16, 2026, in observance of Presidents’ Day. While our branches are closed, we offer a variety of convenient services to help you manage your finances. Click here to explore our online and mobile banking options.
Weather Alert
For the safety of our members and staff, some branch hours have been adjusted for Monday, January 26, 2026 due to inclement weather:
Weather Alert
Due to inclement weather, our Virginia Beach Branch will open at 10am on Monday, February 2nd. Thank you for your understanding.
Fraud Alert
1st Advantage will never contact you and ask for your social security number, account numbers, debit and credit card details, 1st Advantage Verification alert code or online banking credentials through email, text, or over the phone. Please keep your sensitive information safe and do not give it out. If you are contacted and concerned, please call us directly at 757-877-2444.
Branch Closure
Delayed Opening at the Newtown Branch: Opening at 10:00 a.m. on Tuesday, October 21.
Branch Closure
Our Ft. Eustis branch will permanently close at 3pm on Friday, September 26, 2025 as we prepare to relocate off base.
Outage Alert
Mobile banking will be temporarily unavailable Saturday, June 21 from 12:00 AM to 6:00 AM due to scheduled maintenance. We apologize for any inconvenience and appreciate your understanding.
Notice
Join our Annual Meeting virtually on Thursday, May 8, 2025, at 12:30 PM. All members are invited to attend this important event. You can participate from anywhere using the Microsoft Teams link here.
Celebrating 75 Years of Caring for Our CommunityIt’s your Advantage
We’re excited to share that 1st Advantage will celebrate 75 years of serving our local community in 2026. While our official anniversary falls in September, we’ll be honoring this milestone all year long with special promotions, member‑focused initiatives, and community celebrations designed to thank you for being part of our story.
Current Anniversary Promotions
$200^ Checking Account Offer
Earn $200^ when you open your first checking account with 1st Advantage and use promo code CHECKING200. Choose from Preferred Checking, Premier Checking, or Free Advantage Checking — then complete the following requirements:
Be a new checking member (no existing 1st Advantage checking account)
Enroll in eStatements
Set up a recurring direct deposit
Spend $200 or more using your 1st Advantage Debit Mastercard within the first 60 days of opening
You and your friends can each earn $75* when you refer someone to open a new 1st Advantage checking account and they meet the qualifications. To receive the bonus, the new member must complete the following within the first 60 days of opening their 1st Advantage Checking Account:
Enroll in eStatements
Set up a recurring direct deposit
Spend $200 or more using their 1st Advantage Debit Mastercard
*Click hereto view the full terms and conditions for this offer.
You can receive both the Refer‑a‑Friend bonus and the $200 checking incentive — earning a total of $275 in rewards.
75 Acts of Kindness
As part of our 75th anniversary, we’re celebrating the spirit of giving back through our 75 Acts of Kindness initiative. Throughout the year, our team is completing meaningful acts to support our members and our community.
We recently invited our members to share their 1st Advantage story with us, and we’ve been genuinely thrilled by the heartfelt responses that have come in. Your experiences remind us why we do what we do. Here are just a few of the stories we’ve received:
Five Decades of Trust and Support
“We arrived at Fort Eustis in 1977 and one of the first things we did was sign up for the Fort Eustis Credit Union (FECU). We came from out of state and were transferring from the DOD Air Force. Civil Service to Army Civil Service. We were able to establish credit immediately and had the convenience of banking right on post. What impressed us most then and remain impressed today is the personal helpfulness we received. The personnel were very patient then in getting us the products we needed and explained everything clearly. Almost 50 years later we continue to receive the same professional and personal service…”
John Member for 49 years
From First Home to Retirement Home
“We purchased our home in 1984, with a then Ft Eustis FCU, now 1st Advantage FCU home loan. We refinanced about 4 times, to provide funding for our 4 children to attend college. The original home loan has been paid off, but I am still carrying a 1st Advantage HELOC, which has allowed me to obtain funding for a retirement home. I have also purchased my vehicles with the credit union’s automobile loans. From 1984 to this day, I am still a full-service member of the credit union and even have the same original member number. All 1st Advantage employees have always been helpful, knowledgeable, and professional in my opinion.”
Charles Member for 49 years
49 Years of Trust
“This coming April will be 49 years we have counted on 1st Advantage to help us thru all sorts of financial assistance. Helping us in the early years with loans and credit building to later helping us with money making decisions and financial transactions. 1st Advantage has been with us thru the thick and thin from Hawaii to Europe with excellent customer service all along the way. 1st Advantage has had our best interest in mind since day one and has continued for over the past 17,000 days, that has not changed and this why we remain members to this day. I guess this would be an appropriate time to say thank you. Thank you.”
Timothy Member for 49 years
Loyal Through Every Move
“I have been a member of your organization since 1979, when it was called Fort Eustis Federal Credit Union. I am pleased to say that over the years I have always appreciated the financial services rendered to me and my family. My military career has moved me to other locations, but I have never felt the need to close my accounts or make any other financial institution my main place to do business. Since my retirement the name has changed, but the service continues to improve to meet my financial needs. Thank you all for professional service and care for our needs and the community.”
Rosie Member for 47 years
60 Years and Counting
I used my Fort Eustis Federal Credit Union / 1st Advantage Federal Credit Union account for most of my 30 years as a civil servant. Over the years, I used automatic payroll deposit for my checking account. I opened a savings account, car loans and purchased insurance. When a car loan was satisfied, I continued depositing the same dollar amount into savings. This little nest egg and the resale of the car were the basis for my next auto down payment.
Often when I got a raise, I deposited all or part of the additional money into the savings account, trying to live on the previous salary.
Call a Teller and online apps have enabled me to maintain my account through moves across the state and across the country. I still have my original paper membership card. 60 years, going for 70!
Kathy Member for 60 years
Disclosures
^To be eligible for the $200 cash bonus, you must not currently have a checking account with 1st Advantage, open a Premier, Preferred, or Free Advantage Checking Account, use promo code CHECKING200 at account opening, sign up for eStatements, have one monthly recurring direct deposit going into your Checking Account, and spend $200 or more using your 1st Advantage Debit Mastercard within 60 days of account opening. The account must remain open and in good standing for 90 days. If new account is closed within the first 90 days, there is a $15 early closing fee. Account will be reviewed once during a 60-90 day period to qualify for incentive. Incentive will be credited to the checking account 60-90 days after opening. This is a limited time offer and 1st Advantage reserves the right to cancel the promotion without notice.
*Click here to view the full terms and conditions for the Refer a Friend offer.